News Archive 2024

Liberal Democrats leader Ed Davey has identified that constituencies with a GAIL's Bakery are winnable? Gail’s are, of course, “cashless”, presumably on the basis that it’s easier to get people to pay those prices when they are not actually giving a thought to how much they are spending…. Such prices may be required to put the icing on the cake for Bain Capita....

Who would have believed it? App outages - how could that EVER happen? 🙁🙁🙁🙁 The harsh reality is they are CONTINUALLY happening! Cash NEVER crashes; it is NEVER hacked. Relying 100% on systems we all KNOW are bound to fail would be the ultimate folly. Which is why the British public will NEVER accept a “cashless” UK being imposed on them! Source: bb....

It is absolutely true that cash doesn’t crash - but that won’t retain cash as a payment choice for the public without legislative action. Banks in Australia have been pushing the country towards “cashless” for at least the last 15 years. They have no intention of stopping. One academic quoted in this article states, whilst seemingly predicting that Australia will be &ldq....

A useful article from MoneySavingExpert.com However, “protecting cash” involves far more than just basic access, which is what communities get, for example, from a counter service only post office. Full “protection” can only be provided through 24/7 availability of cash and multiple convenient access points, in each community where cash is being “protected”. ....

The main thing to focus on in this article is this quote: “Since 2019, people have voted with their feet and chosen the convenience of contactless payments, or shopping online. Today, 14 per cent of people say they never carry cash.” When YouGov carried out a recent for the Payment Choice Alliance, only 13% of those interviewed said they wanted a “cashless” society. So w....

The sad thing is that the total Post Office banking revenues quoted in this article are very LOW. There are 11,500 post offices. So average banking revenues per post office branch are just over £20,000 per annum. Revenues per banking transaction must be pitiful. And if total revenues from banking services are truly higher than the average post office earns from parcels and letters, then t....

Here we go again. A bank announces a review of whether a branch is going to close or not. A very colourful 7 page branch closure “review”document is produced; followed by a second less colourful 3 page document announcing the “review” has been completed and it is confirmed that the branch is closing. As you might imagine, branches almost NEVER survive such “reviews....

This article from 2017 reported on a YouGov survey that revealed 34% of British adults expected the UK to go “cashless”. Seven years on the figure remains under 50%, despite the pandemic, with its empty High Streets and the anti-cash antics of the massively funded “cashless” promoters Visa, Mastercard and Apple over the intervening years. And these figures are EXPECT, not....

A General Election means that the fervently anti-cash HM Treasury cannot muzzle the Bank of England. Note the difference in tone from the Bank Governor Andrew Bailey now the shackles are off until the new government is in place on 5 July. Look at this quote from Andrew:
“We know that cash is important for MANY people, and we are committed to providing banknotes for as long as the pub....

Rather than just asking for people and businesses to submit views, the Channel Island government should do a proper survey of the public. That’s what the Payment Choice Alliance did in the UK last year, through YouGo. The Alliance found that only 13% of British adults in any way favoured a “cashless” UK; on the other hand, 71% wanted a law put in place to give them the right to ....

Here’s the reality of this announcement. Firstly, LINK has had a “super-ATM” cash deposit transaction available to be used by banks since 2016. It has never been used. So an 8 year delay. Procrastination is an art form in UK banking. Secondly, this article talks about Cash Access UK hoping to have 100 “super-ATMs” installed by the end of 2024. A whole hundred?! ....

This is Muirhouse in Edinburgh, next door to Drylaw and Pilton. Everyone locally has known for YEARS about the problems with cash access in this area & ZERO has been done about it in all that time. Our thanks to Hope Webb and Emma Clifford Bell of BBC Scotland for bringing this matter into the public domain. The truth is that many parts of Edinburgh are suffering in the same way. And what a....

Another day, another town where many small retailers are struggling with card fees and the imposition of “cashless”. Today, it’s Blackpool businesses revealing their problems with lack of cash. In an apparent effort to justify the reduction in cash access caused by the closure of bank branches and the removal of around 20,000 ATMs in the last few years, UK Finance published surv....

Callum Mason at iNews.id again highlighting that card transactions are destroying the profitability of many thousands of small businesses around the UK. Cash is what rescues such businesses, the businesses which are at the heart of so many British communities. “Cashless” would kill them off completely so will NOT be allowed to happen! Source: inews.co.uk/inews-lifestyle/money/saving....

Another town where the businesses prefer cash, to avoid being destroyed by high Visa and Mastercard charges. Anne Marie Morris is the local MP- and Anne supports cash and Payment Choice. Time the bosses back in London - Rishi Sunak and Jeremy Hunt started listening.. 4 July is VERY close… Source: devonlive.com/news/devon-news/teignmouth-seaside-businesses-want-tourists-9310148.amp

China is a country seemingly dominated by mobile payments. With Alipay leading the way, mobile payments are said to have reached 86% penetration of the Chinese market. And yet.... Earlier this month, China's central bank - People's Bank of China - fined seven businesses, among them a local KFC franchise, for rejecting cash payments. The fines, which ranged from RMB 3,000 ($414) to RMB ....

Norway already had laws in place covering the rights of the Norwegian public to use cash. However, they were considered inadequate. So last week the Norwegian Parliament strengthened the Norwegian publics rights. From now on, basically cash MUST be accepted, along with other payment methods. Similar legal measures are already in place in other European markets, with Ireland being the closest cou....

British voters - around 57 MILLION of them - will now have their say on the 4th of July. All the political parties will need to prove that they are listening to the British public. Rishi Sunak has yet to prove he is listening to the 71% of the electorate who told YouGov last year that they want a law passed to give them the right to spend their cash, where and when they choose. A UK Payment Cho....

Treorchy was judged to have the “High Street of the Year” in 2020. Now all the banks have deserted the town, taking their ATMs with them. There is a shortage of cash, forcing the public and businesses to stop using their preferred payment method. The Payment Choice Alliance has one word to describe this situation. DISGRACEFUL. Source: walesonline.co.uk/news/local-news/town-people-li....

Martin Quinn really believes in Payment Choice. In this article he speaks about why he decided to join the Payment Choice Alliance and why he believes a law is needed to give the British public the right to spend their cash, when and where they chose. Source: inews.co.uk/inews-lifestyle/money/fighting-law-businesses-cash-payments-3056556

From 2 hours 10 minutes to 2 hours 20 minutes in this radio show, you can hear Ron Delnevo telling James Cannon how communities are being destroyed by bank branch closures and bank ATM removals. Ron stresses that comprehensive solutions are needed to guarantee convenient cash access and acceptance in every community. For example, to provide a few “bank hubs” without ATMs is an empty g....

Doesn’t a photograph of a suitcase or table-top of cash - which you can see by clicking on the link - add drama to a newspaper story! However, the FACT is that the cash mentioned was only 10% of the “value” of the fraud subject to this prosecution  - and that £5.7 million figure itself probably does not reflect the full story of this crypto crime; it is simply the fig....

It’s not just barber shops that are tired of having their profits cut by Visa and Mastercard. Which is why those Card Schemes want to make the UK “cashless”.  They don’t want barber shops - or any other businesses - to have the option of accepting cash and keeping 100% of the value of their sales. Nor do Card Schemes want the British public to have the option to use....

An interesting headline from the Daily Express. The “company committed to maintaining cash access in the UK” will need to do MUCH better. The CEO of Cash Access UK  promises 200 “hubs” by the end of 2025. That’s barely 20% of the minimum number the UK requires - which is ONE THOUSAND. THAT WOULD BE A MILESTONE WORTH BOASTING ABOUT! When will that number be r....

Great to see prominent public-spirited politicians in Los Angeles  speaking out against the scourge of “cashless”. California is the home of Visa  - but local politicians aren’t buying into the giant Card Schemes lala-land vision of a “cashless” future. Meantime, Visa  is trying to export the vision it increasingly can’t sell at home. Cash cont....

Martin Quinn, a Campaign Director of the Payment Choice Alliance, was right to tell Frances Ivens  at The Daily Telegraph that Transport for London are a total disgrace.  £4 MORE for a £2.70 ticket because a customer CHOOSES to use cash? This is effectively a TAX on cash users, to the tune of over 1/4 of a £BILLION each year! How are London Trading Standards (LTS) le....

At long last, The Guardian  has come out AGAINST a “cashless” society and FOR cash acceptance. Well done to the Editorial Team! The truth is though that it is NOT just the most vulnerable who would suffer in a “cashless” UK. We would ALL suffer because we would have permanently lost something fundamental to democracy. CHOICE. Source: theguardian.com/commentisfree/....

In this wide ranging piece for GB News, Ron details the solutions required in the UK to guarantee the public and businesses have convenient cash services at community level: - A law to protect the British publics right to use cash, when and where they choose. - Proper funding of Post Office Ltd, so that thousands of post offices have ATMs and automated cash deposits. Counter service is not enoug....

The Irish Government asks the public and discovers that there is overwhelming support for the legal protection of cash use. The Irish government has put in place regulations that compel businesses to accept cash - and more is to come to guarantee the long-term future of cash in the UK’s nearest neighbours. When did the UK government or any of its departments - such as HM Treasury - ask the....

Excellent news here, in a quote here from South Holland District Council regarding new car parking payment machines which have been installed “The 14 new machines, which cost a total of £88,500 including installation and ongoing maintenance, are designed to accept contactless and chip-and-pin card payment, as well as CASH and via the APCOA connect online app.” Well done to Sout....