TAKE ACTION TODAY!

Want to be Able to Keep on Using Cash?
YOU can take action right NOW!

On 20 July 2026 a new Prime Minister - and a new opportunity to guarantee Payment Choice for the British public.

The Payment Choice Alliance has already corresponded with Andy Burnham in his previous role as Mayor of Manchester.

In that role, Andy was a great supporter of Payment Choice.

Notably, the Mayor ensured that cash continues to be accepted on all public transport, something that sadly ended in London when Transport for London disgracefully banned cash from buses in 2014.

Now in Downing Street, our new Prime Minister has an immediate opportunity to act on Payment Choice, cash access and community banking services, via amendments to the new Financial Services and Markets Bill.

That Bill is currently going through Parliament and will return to the House of Commons in October this year.

The Bill is supposed to include “new powers that will protect in-person banking services.”

HM Treasury has appointed Richard Lloyd OBE, who used to work at Which?, to conduct an “Access to Banking Services Review”.

Richard is meant to recommend any changes to such access that need to be made, so that they can be included in the new Financial Services and Markets Bill.

The Payment Choice Alliance has sent a twenty page submission to Richard Lloyd, including the following three key recommendations for action:

• All communities with 5000 or more residents that have ever had a bank branch should automatically be given a Banking Hub. That Hub must provide 24/7 cash access and offer comprehensive advice services on all banking matters.
• All communities must have 24/7 cash services access via ATM's.
• All decisions on cash and other community banking services should in future to be in the hands of a fully independent- from the banks - Cash and Community Banking Services Regulator, with powers to compel the Big Five UK banks to fund all services.

And, of course, we also want to see regulations in the new Bill obliging businesses to accept cash in payment for their goods and services.

ALL Supporters of the Payment can help ensure the new Financial Services and Markets Bill includes what we need to see by emailing or writing to their own MPS.

Your MPs contact details can be found via this website: www.parliament.uk

Here is a draft of a potential email or letter to your MP:

Dear (MPs first name)

I hope you are well.

You will be aware that there is a new “Financial Services and Markets bill” progressing through Parliament.

That Bill is supposed to contain provisions to guarantee banking services can be accessed.

The Payment Choice Alliance (PCA) , which I support, has heavily engaged with Richard Lloyd OBE, who has been asked by HM Treasury to conduct a Review of Access to Banking Services.

The PCA has made a number of recommendations to Richard Lloyd and his Review team, asking for those recommendations to be incorporated in the new Financial Services and Markets Bill.

These are three key PCA recommendations:

• All communities with 5000 or more residents that have ever had a bank branch should automatically be given a Banking Hub. That Hub must provide 24/7 cash access and offer comprehensive advice services on all banking matters.
• All communities must have 24/7 cash services access via ATM's.
• All decisions on cash and other community banking services in future to be in the hands of a fully independent Cash and Community Banking Services Regulator, with powers to compel the Big Five UK banks to fund all services.

And, of course, the PCA also wants to see regulations in the new Bill obliging businesses to accept cash in payment for their goods and services. Such measures have already already been introduced in all of the UK’s European neighbours - and even Jersey. Why do the UK public deserve less?

LINK ATM Scheme has reported - in March 2026 - that 14% of UK businesses have imposed the awful “cashless” in the last 12 months alone.

This is a disgraceful curtailment of the right of UK citizens to use their cash to exercise Payment Choice.

Please confirm by return that you will support the inclusion of all the PCA’s recommendations, including in relation to cash acceptances, in the new Financial Services and Markets Bill, when you have an opportunity to debate the legislation in the House of Commons.

I look forward to hearing from you.

Yours sincerely

YOUR NAME AND FULL ADDRESS, INCLUDING POST CODE AND TELEPHONE NUMBER.

Please send your email or letter as soon as you can AND chase for a proper response, if you do not receive one within two weeks.

If you would like to copy the Alliance in on your email, that would be excellent!

CC to ron.delnevo@paymentchoicealliance.org

You CAN make a difference - and NOW is precisely the right time to start!

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