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“The Department for Education said the legislation did not cover phone use during travel to school and that app-only fare discounts were a matter for individual bus operators”. The Tyranny of the Apps. In almost NO other country in Europe would bus operators get away with something so obviously WRONG. This effectively copies the HM Treasury script on “cashless”, where th....

Once again, great coverage of cash issues by The Herald Scotland. It is harder than ever before for the Scottish public to conveniently access cash. Many Scots continue to WANT to use cash BUT now often have to make a special journey to get it. And even when cash can be found, it is now getting harder to use it, with more businesses disgracefully trying to impose “cashless” on the l....

A quote, regarding findings from European Central Bank market research. “In 2026, 92% of of Euro-area companies that sell their goods and services in physical locations reported that they accept cash. The corresponding share in 2024 was 90%. Companies covered by the survey have a higher regard for cash than digital payments in terms of privacy and reliability. A high share of companies als....

Three weeks a year handling cash?! Wow! What a horrifying headline! Luckily, the reality is a little less daunting. According to the research, those running small businesses spend about a half hour a day cash handling, including actually counting takings. They then spend around one hour a week taking their on average £1738 to the bank. Hardly surprising, considering how few truly local ....

It is, of course, good that the Post Office has a “Cash Tracker”. The only problem? It does not give anything approaching the complete picture of the cash the UK public - us - use as we go about our daily lives. That is in keeping with all the other data sets about cash produced by UK Finance, LINK Scheme Ltd, the Big Five UK Banks, the Bank of England and Financial Conduct Authorit....

“Future of cash in UK explained…” by UK Finance? This isn’t an explanation. It’s a wish list, prepared by an organisation that counts amongst its most important members - and funders - the same banks that have determinedly been making cash much less conveniently accessible for more than a decade, as well as “encouraging” businesses not to accept cash. ....

As usual, far too little, far too late. Hawick lost two bank branches - and their 24/7 ATMs - in 2025. The last bank branch in town, a Lloyds Banking Group Bank of Scotland branch, will close - and have its 24/7 ATM removed - next month. This will leave Hawick High Street with no bank branch and no 24/7 ATM. And all the town is getting is a “temporary” Banking Hub until a permanent....

This is an article from the Daily Record in 2018. A quote. “Customer numbers at closure-threatened RBS branches are up to 20 times higher than those suggested by official bank figures, a Sunday Mail investigation has found.” The story is absolutely 100% CORRECT. The Payment Choice Alliance has visited communities up and down the UK and have discovered the same “incompetence&r....

This is an excellent piece of research by Post Office Ltd. The Payment Choice Alliance research, carried out by YouGov, largely supports the Post Office figures. For example, 68% of respondents told the Post Office that they wanted in-person banking services to be available close to home. The figure from the YouGov research for the Payment Choice Alliance was 76%. It is absolutely clear what....

This “cash consultation” in New Zealand is notable for several reasons. Firstly, that it has happened at all. The Reserve Bank of New Zealand has shown great respect for both Democracy and the Public Interest by conducting such a consultation. Unsurprisingly, there have been thousands of responses. Pro rata to population levels, based on the number of public responses received in Ne....