Cash is for the Young, Middle Aged and Matures - for EVERYONE!
Mon Dec 18 2023
The anti-cash brigade try to paint the picture that cash is only for the old, badly financially off or technologically challenged.
This is just one of the MYTHS that the opponents of cash spend £millions every year promoting.
Of course, cash is really for EVERYONE who values CHOICE!
Only 3% of British public strongly support the UK becoming “cashless”, which is oddly the same ....
Cash has been touring the country - or at least the country’s BBC Radio Stations in the last week or so!
Ron Delnevo, the PCA Chair, has been on air on BBC Radio Wales and the local BBC Stations for Berkshire, Cumbria, Devon, Manchester, Merseyside, Norfolk, Shropshire, Somerset, Surrey, Tees and Worcester!
Here’s just a sample of the coverage, in this case with Ron speaking to Chris....
The Irish government stepped in when a big Irish High Street bank tried to make branches “cashless”.
Just a simple “NO” from the government was enough to stop the bank in its tracks.
When contractors running services on behalf of the Irish government announced they were going “cashless, what happened?
Just a simple “NO” from the government was enough to....
Great news for cash.
The British Retail Consortium, which represents the UK’s “Big Box” retailers, reports that in 2022, 19% of retail sales were made using cash, as against 15% the previous year.
This means cash sales increased by more than a quarter, an unprecedented increase!
On top of that, the Consortium also reported that their members would welcome the increase in cash ....
Lord Bird speaks with Ron Delnevo about cash and its role in poverty prevention.
Mon Dec 11 2023
Lord Bird, founder of the Big Issue and a campaigner for the end of poverty in the UK speaks with Payment Choice Alliance Chair, Ron Delnevo, about the importance of cash when it comes to poverty prevention.
It is quite wrong to suggest there are currently too many ATMs in the UK.
The 37,000 remaining free-to-use ATMs in the UK are actually providing the public with the same amount of cash as they were pre-pandemic.
The Big Five UK banks, who call the tune at the LINK ATM Network, want to force a reduction in ATM numbers.
They only operate around 10,000 ATMs at their remaining branches, branches wh....
Banks Close Branches, Remove ATMs - And Try To Foist “Cashless” On The British Public!
Tue Dec 5 2023
The “Big 5” UK banks - Barclays, HSBC, Lloyds, Nat West, Santander - started closing their branches and removing ATMs 20 years ago.
90% plus of the British public have accounts - are customers of - those Big Five banks. The decision of the bank Boards to leave High Streets meant it was inevitable , like it or not, that those customers were going to be forced to use online banking.
It....
A pub (and not the only one!) in crisis over “cashless” payments
Mon Nov 27 2023
Zoe Partington has owned The Lord Nelson for 13 years but is now paying 30p for a £5 pint in each contactless transaction. Zoe explained: “It’s harder for independent traders whether it’s a convenient shop or hairdressers is struggling now.”
Martin Quinn, Campaign Director of the PCA said: “Local pubs, in particular, are being hammered with very high card fees,....
Businesses Make Clear That They Don’t Want “Cashless”!
Mon Nov 27 2023
Small businesses in the UK are having their profits squeezed by the Big Five High Street Banks and their card scheme collaborators.
An estimate from the Payment Choice Alliance of when the British public and businesses will be ready to go “cashless”?
Source: thelincolnite.co.uk/2023/11/card-is-king-but-lincoln-businesses-not-ready-to-give-up-cash-yet/
Podcast: The privacy implications of CBDCs and why we need to keep using cash!
Mon Nov 27 2023
In this podcast, Martin Quinn, a Campaign Director for the PCA, talks to Money Marketing magazine about CBDC’s privacy implications and highlights accessibility challenges for digitally excluded groups.
With a general election approaching, Martin suggests addressing inflation and the cost-of-living crisis should take precedence over prioritising a CBDC, emphasising the importance of support....
There is a HUGE continuing public demand for cash.
However, the Big 5 High Street Banks are proving VERY successful in their efforts to impose “cashless” on the British public.
Soon there are likely to be no towns with under 35,000 residents with either a bank or a bank ATM.
This is an absolute disgrace - but it seems neither the current Government nor any UK Regulator has the gumpt....
Stark warning against UK following Sweden by going cashless
Mon Nov 27 2023
The leader of a Scandinavian grassroots movement, Björn Eriksson, has warned that Britain should not follow Sweden towards becoming a cashless society.
He urges Britain to keep the two systems side by side (digital and cash), a view the PCA wholeheartedly supports.
If you're unable to use digital tools you will, in many ways, be excluded from society - our society will become extremely....
Pressure Builds on HM Treasury for a Rethink on UK Cash Access and Acceptance.
Mon Nov 20 2023
A starting point for rethinking UK cash access and acceptance is dispelling once and for all the notion that the recent HM Treasury Policy Statement on Cash Access was intended to preserve cash access.
IT WAS NOT.
It was a piece of puffery, designed to allow the High Street banks to continue their programmes of bank branch closures and ATM removals.
The Treasury Policy Statement did not even me....
Cash acceptance laws - The UK must learn from the United States!
Mon Nov 20 2023
A quote from this article really tells the whole story:
“....the Los Angeles City Council unanimously passed a ban on cashless businesses.”
UNANIMOUS.
So the “We are cashless” signs will soon be coming down.
Those entrusted with running Los Angeles considered what “progress” REALLY means - and decided “cashless” in no way qualified for the label.....
The UK depends on tourism, and tourists want to spend their cash!
Mon Nov 13 2023
Cash needs to be safeguarded, not just for people of the UK, but for the tourists on which the UK depends. This take on using cash as a tourist makes so much sense, but as the writer also states “the reasons why cash’s eradication might not be to society’s total benefit do not demand much head-scratching
Source: telegraph.co.uk/travel/travel-truths/when-cities-go-cashless-its-to....
PCA interviews John Howells, CEO of LINK ATM Network, at CPC23
Mon Nov 6 2023
John Howells, CEO of LINK ATM Network, has been in his role for ten years. In this interview with Payment Choice Alliance Chair Ron Delnevo, John confirms that there must be an ATM on every UK High Street and that LINK will spend whatever it takes to ensure this happens.
Well done to the Royal Albion Hotel in lovely Broadstairs - they are again offering their customers Payment Choice!
As the Payment Choice Alliance has been highlighting for some time, the tide is turning against “cashless” - and not just down on the South Coast.
Most sensible and moral businesses, the ones who truly care about their customers, won’t wait for the UK Payments Cho....
The PCA speaks with Bob Lyddon about cash and payment choice, in a wide-ranging interview at CPC23.
Mon Oct 30 2023
Bob Lyddon is one of be UK’s leading consultants on international banking, with a special focus on payments and cash management. In a wide-ranging interview with the PCA , Bob explains his views on many issues and emphasises his strong support for cash and Payment Choice.
Anne Meacock of USDAW talks to the PCA about the challenges her members face when trying to use cash
Mon Oct 30 2023
Martin Quinn, Campaign Director of the Payment Choice Alliance spoke with Anne Meacock, from the shopworkers' union USDAW on the challenges her members face from increased digitalisation of payments in shops, and the removal of cash as a payment method.
Reading Borough Council has introduced “contactless” payments on their buses, whilst continuing to accept cash.
Excellent! That’s Payment Choice, which everyone in the UK should be entitled to enjoy.
Similarly, Reading car parks continue to accept cash.
Well done to this progressive AND caring Council! They are Top of the Class in terms of providing Payment Choice to all who l....
Is the “Cashless Dystopia” that loomed in Kenya a possibility here in the UK? A great –and frankly disturbing – article that deserves a read…
Thu Oct 26 2023
While nearly every major digital platform will now trade your digital identity for “tokens”, we must ensure that no such “trials” should be allowed in the UK. A Payment Choice Act will ensure that people’s freedom of choice on how to pay, and right to privacy, remains.
unherd.com/2023/10/welcome-to-the-cashless-dystopia
PCA speaks with Ria Cash, a Labour Party Activist, about the continuing importance of cash
Mon Oct 23 2023
Ria Cash, Labour Party Activist from Nottinghamshire, talks to Ron Delnevo about the continuing importance of cash to her and many others in her local community.
PCA speaks to RNIB Policy Manager Mike Wordingham about the importance of cash
Mon Oct 23 2023
Mike Wordingham, Policy Manager for the Royal National Institute of Blind People, tells the PCA about the importance of cash to the estimated 2 million people with eyesight challenges in the UK.
As Barclays Suffer Hi-Tech Meltdown, the British Public are Reminded by Martin Quinn that Cash NEVER Crashes.
Mon Oct 23 2023
Martin Quinn, a Campaign Director of the Payment Choice Alliance, reminds the British public that cash can be 100% trusted to work, even if the systems of banks like Barclays disintegrate.
Martin recommends that EVERYONE should carry some cash, to protect themselves from inevitable bank "hi-tech" failures. Unlike banks, cash NEVER lets the public down.
gbnews.com/money/barclays-online-banking-do....
PCA speaks to Yvonne Fovargue about her thoughts on cash at LPC23
Mon Oct 16 2023
Yvonne Fovargue - the MP for Makerfield - confirms that she supports the passing of a Payment Choice Act, to guarantee everyone in the UK has the right to use cash, when and where they choose.
PCA talks to Thomas Tudor about the crucial role of cash at LPC23
Mon Oct 16 2023
Thomas Tudor, Chairman of Pembrokeshire County Council, gives his views on the crucial role cash plays in Haverfordwest and other communities in his county.
Natasha Wynarczyk talks to PCA at the Labour Party Conference 2023
Mon Oct 16 2023
Natasha Wynarczyk, Consumer Editor of the Daily Mirror, speaks to the Payment Choice Alliance about how vital cash remains for the newspapers millions of readers and of her support for a Payment Choice Act.
Marjorie Bayliss MBE interview with the Payment Choice Alliance at the Conservative Party Conference 2023
Marjorie Bayliss MBE, Deputy Chair Membership and Finance South West Region of the Conservative Party, loves cash, uses it whenever possible and firmly supports Payment Choice. Marjorie says she will definitely go on using cash, even though she now faces a 22 mile round trip to her nearest ba....
Desmond Swayne interview with the Payment Choice Alliance at the Conservative Party Conference
Sir Desmond Swayne - the MP New Forrest West - speaks to the Payment Choice Alliance about the importance of cash to his constituents and in society as a whole.
Nigel Farage is a man who knows what he wants - and told the Payment Choice Alliance that he wants everyone in the UK to be able to continue to use cash, when and where they choose!
Cash Payments ARE Cheaper Than Cards for Shops - Let’s Keep it that Way!
Wed Sep 27 2023
This bakery wants customers to pay using cash.
More and more businesses are telling their customers the same thing.
Cards are VERY expensive, especially when adding to the high fees the “charge back”, where card schemes withhold payments to shops because of problems with the card holders. Charge backs are often reported to be at 3% or higher of sales.
So cash IS cheaper for shops.
....
It is Simply NOT Acceptable for Cash Deposits to Go Missing!
Wed Sep 27 2023
Such bizarre incidents undermine the publics confidence in cash AND banking.
The Financial Conduct Authority needs to penalise banks which badly let their customers down in this way.
bbc.co.uk/news/business-66883086.amp
If Only ONE Payment Method is Accepted it MUST be Cash!
Wed Sep 27 2023
The Payment Choice Alliance strongly prefers that the British public is given the option to choose how to pay - BUT, if for any reason there is going to be only one method available, it MUST be cash!
Cash is the only payment option which is fully INCLUSIVE.
It unites, rather than divides.
Today, more than ever, the British public need to be united.
So they need - and WANT - cash!
gbnews.com/m....
The Guardian conducts a survey of UK cash users - they could have asked over 50 MILLION People!
Mon Sep 18 2023
Yes. Over 50 MILLION British adults continue to use cash. That’s over 90% of the adult population.
This despite the fact that around 30% of free-to-use ATMs have been closed permanently in the last few years.
It has become much less convenient for many Brits to get cash, with so many ATMs gone.
And, when people get the cash they want, they often find that their cash is refused by dictator....
David Mitchell would NOT lie to you - "cashless" IS a terrible idea!
Mon Sep 18 2023
Great article by David Mitchell, in support of cash, privacy and Payment Choice.
David suggests that since Rishi Sunak has said “NO” so far to a law giving the British public the right to use their cash, when and where they choose, King Charles should be consulted!
The Payment Choice Alliance prefers to simply ask Rishi Sunak a simple question - WHY NOT? - again and again, until he f....
Very nice of The Times to devote an editorial to cash.
However, the editorial team refer to a “significant minority” being interested in cash.
It is NOT a significant minority.
Over 90% of British adults continue to use cash occasionally or frequently.
That’s NOT a minority of any description; it is the VAST MAJORITY.
thetimes.co.uk/article/da08aa6e-532f-11ee-abb5-ce4135341f....
Our Chair Ron Delnevo talks to Ian Collins on TalkTV
Mon Sep 18 2023
Our Chair, Ron Delenvo, was delighted to talk to Ian Collins at TalkTV about all things cash, including the need for a UK Payment Choice Act, giving the British public the right to use their cash, when and where they choose.
How can Rishi Sunak resist the wishes of 40 MILLION voters?
A question many in the The Conservative Party will be asking him at their annual conference in Manchester (1-4 Oc....
A Payment Choice Act will make it VERY easy to CHOSE to live a CASH ONLY life!
Mon Sep 11 2023
The first sentence of this The Independent article is:
“Like any self-respecting 20-something I don’t use cash.”
Of course, it is very odd to think that “self-respect” can be gained by going “cashless” - but, in any case, the statement is completely wrong in terms of no “20-somethings” using cash.
Many young people DO use cash.
The YouGov s....
Excellent Coverage of Payment Choice Issues in the Asian Trader Magazine.
Mon Sep 11 2023
This article confirms that retailers understand the importance of cash - and Payment Choice.
And every retailer also understands they would see even higher fees - and chargebacks - imposed by Visa and MasterCard in the absence of cash as a competitor.
So cash is great for the public - and retailers!
asiantrader.biz/exclusive-look-into-status-of-cash-in-c-stores
Yes - it IS true. Businesses in France MUST Accept Cash
Mon Sep 11 2023
Here is a quote from this article:
“In 2022 Banque de France reminded two of France’s biggest retailers that they were obliged to accept cash..”
Meantime, Rishi Sunak says:
“Forcing all shops to accept cash wouldn’t be appropriate.”
It seems the wishes of British public - remember, 40 million British voters want a Payment Choice Act - are at grave risk of be....
Patrick Hutchinson calls for people to take action to bring about a Payment Choice Act
Thu Sep 7 2023
Payment Choice and people being able to spend and access their cash is a topic close to our Payment Choice Alliance Ambassador Patrick Hutchinson’s heart.
As Patrick says in this heartfelt video, whether you are a regular cash user or not, it is important to know and understand the grave implications of losing it as a payment choice. Please take action and write to your MP about this. We ev....
The German public won’t be either seduced or hounded into giving up their cash.
And the Deutsche Bundesbank stands shoulder-to-shoulder with the public.
Meantime, in the UK?
When did the Bank of England produce reports like the Deutsche Bundesbank about every aspect of cash?
NEVER.
The Bank of England instead says that it’s “not our job to promote cash”, the ONLY UK ow....
Time for the UK Government to Stop Vilifying Cash!
Mon Sep 4 2023
A quote from a “government spokesman” in this article.
“We are making it easier for businesses to continue accepting cash – by ensuring the vast majority will be within three miles of cash facilities – but also making it increasingly difficult for businesses to hide their income, using improved targeting with new data sources and increased activity.
RUBBISH from sta....
Rishi Sunak Needs to Give 40 Million Voters what They Want!
Mon Sep 4 2023
As this article proves, it is still possible to go cash-only; BUT it is becoming much harder, which is completely unacceptable to those who believe in Payment Choice.
40 million UK adults want a law that gives them the right to spend their cash, when and where they choose.
Rishi Sunak still has time to give the 40 million voters what they want, before they start getting very annoyed with him.
W....
Lack of Cash Access Leaves Henley-on-Thames In Chaos
Tue Aug 29 2023
One 24/7 ATM is all that Henley-on-Thames is left with, after the Big 5 High Street (?) Banks paddled off down the river.
Yes, literally , the residents of Henley have been sold down the river.
Pathetic, most people might say.
Yes.
But not as pathetic as the fact that the HM Treasury “Policy Statement” on cash access would NOT even require Henley to have one ATM!
This frankly idio....