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In December 2017, LINK Scheme Ltd created a “World First” when announcing that there were too many ATMs in the UK. LINK - ultimately beholding to the big banks - stated that this was costing those banks “a fortune”. Leicester Town Centre was highlighted as the location most over supplied with ATMs. LINK said they would reduce payments to ATM operators so that major cit....

What a timely story from Australia, highlighting how an Australian post office is “begging” the public to deposit cash to safeguard the ability of the post office to offer cash withdrawals. The last bank branch in Queenstown had closed the week before. Timely because the Financial Conduct Authority is holding a review next week of what is happening to access to cash in the UK. The PC....

There is an ongoing campaign to stigmatise cash and those who use it. A charity participating in this campaign is Crimestoppers Trust They highlight the “dangers” of cash-only businesses and ask the public to look out for “individuals displaying unexplained wealth or expensive lifestyles” and using “high-value bank notes”. In fact, the UK does not have any &ld....

You have to admit that the “cashless” brigade keep on trying. They fund a massive French PR agency Havas to orchestrate their attempts to push the UK towards “cashless”. This enables them to obtain media coverage for nonsense. Ironically, Havas couldn’t run the same anti Public Interest campaign in France, because “cashless” is BANNED by law in France, ....

Only 75% of UK adults use mobile banking, despite the fact that 93% of them could ( because they have smartphones). That means that around 10 million adults are choosing NOT to use mobile banking, despite all the hype of the financial services industry, orchestrated by UK Finance and French PR giant Havas. It is wonderful that so many members of the British public can exercise their personal fre....

This is NOT protecting access to cash - its little more than window dressing! LINK have done 1173 “assessments” of communities left without banks in one year and only “recommended” 86 Banking Hubs! Which means in only 7% of cases are communities getting Banking Hubs. This is NOT properly protecting access to cash - it’s little more than Window Dressing! Why is thi....

Absolutely brilliant research work by the European Central Bank on the enduring importance of cash. The Bank of England will be viewing this research with envy - and great interest. I love this quote: “This crisis-driven demand for cash stems from its fundamental attributes: it offers distinct psychological and practical utility, explaining its well-documented global staying power.” ....

What a terrible “process” to get a Banking Hub. A MP bumps into the CEO of LINK Scheme Ltd at a “do” in Parliament, one thing leads to another - and Golspie, a town with a population of only 1300, secures a “review” of “access to cash”. Best word to describe this? FARCE. When YouGov conducted a survey of MPs recently, they found that 98% of MP&rs....

A cash-only ice cream kiosk in a threatre. Who would use that - according to LINK ATM Scheme, few people carry wallets anymore so how can they carry cash? Oddly, not a problem at the Alhambra Theatre in Dunfermline last week, where everyone seemed delighted to use cash to get their delicious Lucas Ice Cream. After exhaustive research on-premises, it was found that even those who did not carry w....

This quote exposes the terrible inadequacies of the current review system in relation to cash access: “The requirements the body LINK Scheme Ltd recommended the new service should have include a free deposit and cash withdrawal service for personal accounts and businesses, allow for a mix of coins and notes to be deposited and withdrawn, and be open for a MINIMUM OF THREE DAYS FOR FIVE HOUR....