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In March 2026, a Referendum on cash will be conducted in Switzerland. Since the majority of the Swiss public want to have the option to use cash - to retain Payment Choice - the most likely outcome is: “Yes to an independent and free Swiss currency with coins or banknotes (Cash is freedom)” A UK Referendum would deliver exactly the same outcome. Which is why it is unlikely the Brit....

This is great news! £1 Billion from the Keir Starmer Government to fund cash payments to those in urgent need of financial support. Research around the planet has demonstrated that cash payments are the best way of providing help to those enduring a financial crisis. It’s easy to see why Emma Revie at The Trussell Trust Food Bank and Lynn Perry at Barnardo's are giving this imp....

With bank branches disappearing at the rate of two a day for the last ten years - and ATMs being ripped out even faster - retailers are becoming more important than ever in supplying cash to the British public. And no retailer is more important than Tesco. Tesco now have more branches than the total operated by the UK’s Big Five banks. And most of those Tesco’s branches have busy ATM....

The figures in this article in the Daily Mail/ This Is Money simply highlight the lack of clear information about cash in the UK. A couple of quotes: “Nationwide revealed cash withdrawals from its ATMs hit £4.2 billion in 2025” and “ ..this decline in cash machines means that the overall amount being withdrawn is actually falling. Fresh figures from the ATM network LIN....

The 200th Banking Hub has opened, just shy of FIVE YEARS after the first one started operating. In the same period, the UK has lost around 4000 bank branches. In the five years BEFORE that first ever Banking Hub opened in 2021, another 4000 bank branches had been permanently closed. How can 200 Banking Hubs replace around 8000 bank branches? Easy answer. THEY CANNOT EVEN BEGIN TO DO SO. The ....

LINK report that in 2025, compared to 2024, ATM transaction volumes were 1,272m (down 8.3%) and withdrawal values £76,673m (down 4.2%). BUT that is NOT the total amount of cash withdrawn by the British public in 2025. FAR FROM IT. What we actually need to see in relation to UK cash withdrawals is NOT this very limited information from LINK Scheme Ltd. We need to see, in one prese....

PCA Chair Ron Delnevo was delighted to talk to the BBC again about all things cash and payment choice. One important issue discussed was the fact that the Financial Conduct Authority had found via a survey that 76% of consumers thought the contactless limit should be the current £100 limit or lower, yet the FCA had decided in its “wisdom” to remove the limit entirely from March ....

The Council of Europe is intent on strengthening the role of cash in Europe. The telling quote: “….the Council indicates its wish to effectively ban non-acceptance of cash by retailers or service providers…”. Meantime, in the UK, work on the “National Payments Vision” has deliberately excluded proper consideration of cash. Starting on 5 January 2026, the Pa....

At a recent meeting with the Financial Conduct Authority, the PCA told them that they should be stopping organisations publishing data deliberately underplaying the use of cash in the UK to further the cause of those trying to impose “cashless” on the British public. Here’s the AI answer to the question - What percentage of sales in the UK are in cash? “Cash Transactions (....

Lloyds Banking Group is closing the last bank branch in Okehampton in March 2026. The population of the Okehampton built-up area was 9,112 in the 2021 UK Census, having risen from 7,647 in 2011 - around a 20% increase - making it a growing market town, nestled by the Dartmoor National Park in Devon. A growing market town that will have lost ALL four of its bank branches when Lloyd’s desert ....

For Hedon - population of around 8000 - to receive a “Banking Hub”, Cash Access UK, would need to intend to open at least 700 such Hubs. They don’t. They intend to open 350 by 2029, which is the absurdly low number Cash Access UK has promised the Labour Government. The four banks that own and fund Cash Access UK - the Big 5 minus Santander - do not want to spend the money crea....

This restaurant chain first opened for business in Lewes in Surrey in 2000. Founded by farmers son Bill Collison as a store to sell farm produce, a cafe was soon added. It was great. The original cafe/greengrocer offered great food and a delightful ambience. Now Bill's Restaurants operate over 40 sites around the country. And they have, sadly, lost their way. That first site, of course, ....

A telling quote from New Zealand: “Small firms are especially exposed, with 72% of New Zealand’s small businesses saying they’d be adversely affected if cash stopped being an option.” Why is the Bank of England not asking the same questions AND publicising the responses in the UK? Why is it being left to anti-cash elements in the UK financial services industry to continu....

The provisions of new law cash access law in Ireland are inadequate - an up to 20 kilometre round trip to get cash is NOT convenient access to cash. However, where it is vastly better than the nonsense inflicted on the British public by HM Treasury is that the law actually mentions ATMs! In a now infamous statement on “reasonable” cash access issued in 2023 by HM Treasury, there was ....

Now the Irish Government is joining so many others around Europe in urging citizens to keep cash at home to deal with inevitable - and frequent - “Digital Downtime”. Meantime, all we hear about in the UK ( usually sponsored by Mastercard ) is how “EVERYONE ” is going to be “Digitally Included”, whether they WANT to be or NOT. Let’s just call it for what ....

The idea that the The Payments Association and Mastercard have the faintest clue about “Delivering the UK’s Financial Inclusion Strategy” is quite simply risible. Even though they are prepared to devote one whole hour of a pre-Christmas webinar to the subject. Mastercard, who announced their “war on cash” in 2010, have done a great job for their shareholders - but Z....

This article says Norfolk has lost 30% of its ATMs since 2019. In reality, going back only one year further - to when UK ATM numbers peaked - reveals an even worse picture. 40% of the free ATMs in the UK have been ripped out since 1 January 2018 - that’s 20,000 Cash Machines! Here’s a quote which explains why this issue isn’t being properly addressed: “Link, which overs....

BRILLIANT news from Nationwide Building Society! No branches to close until at least 2030! It’s not just their advertising that is embarrassing the Big Five High Street(?) banks - look at this statistic! “Nationwide branches remain popular, with 11% increase in customers using them over last year”. What established retailer in the UK can claim such an increase in customers us....

A nineteen page document “Strategy for Future Retail Payments Infrastructure” has just been released by The Payments Vision Delivery Committee ( “the Committee”) The Committee comprised Bank of England, HM Treasury, Financial Conduct Authority and Payment Systems Regulator geeks. In this document, cash is mentioned just once: “More widely, access to cash remains vi....

“Honesty boxes should be dying like cash.” Such headlines are really becoming tiresome. As our Chair Ron Delnevo told a meeting at the Financial Conduct Authority recently, the big problem in the UK is that media is fed a continuous stream of anti-cash propaganda by a number of organisations closely associated with the dominant players in UK Financial Services. There is even a quite....