Latest News

The pressure builds on Scotlands two dismal banks - Royal Bank of Scotland and Bank of Scotland - and on LINK Scheme Ltd, whose attempts to defend the indefensible are, quite frankly, pathetic. This is a brilliant in depth report by Martin Williams - Scotlands Financial/Business Journalist of the Year - in the The Herald Scotland, with invaluable insights from Adam Stachura at Age Scotland. The ....

An excellent article by Zoe Wood in the The Guardian. As the Payment Choice Alliance has highlighted before, Lloyds Bank has been particularly active in destroying genuine face-to-face customer service by closing their branches. Surrey outside the M25 has lost at least 11 Lloyds Bank in recent years, with only three remaining - and the branch in Camberley has probably only been kept because it al....

Ron Delnevo talks to James Cameron on BBC Radio Surrey about disgraceful bank branch closures - and tells James what the British public can do about it! Source: youtube.com/watch?v=zFb0FUIKG2U

Our Chair Ron Delnevo had a good discussion about banking with Henry Reilly on London Broadcasting Company - or LBC, if you prefer! Henry and Ron were discussing HM Treasury appointing Richard Lloyd OBE to investigate the negative impact of bank branch closures and to recommend remedies. The Payment Choice Alliance welcomes this initiative, though convinced that it is more than a little late. T....

With bank branches disappearing at the rate of two a day for the last ten years - and ATMs being ripped out even faster - retailers are becoming more important than ever in supplying cash to the British public. And no retailer is more important than Tesco. Tesco now have more branches than the total operated by the UK’s Big Five banks. And most of those Tesco’s branches have busy ATM....

The best and funniest Anti Digital Domination -and pro cash - video we have ever seen! Amidst the humour, the video raises many questions - including should “smartphones” be banned from pubs as well as schools? It would mean more conversation- and less cheating at Pub Quizes! Anyway, have a good laugh HM Treasury, Rt Hon Rachel Reeves and Lucy Rigby KC MP - then get your act togethe....

Ron Delnevo tells Henry Reilly at LBC that a MINIMUM of 1200 Banking Hubs are required, all with 24/7 ATMs and FULL face-to-façe Banking Services. Source: [link]

And it is not just Russians! EVERYONE returns to cash - because it ALWAYS works. Without cash, each of us is really simply an insignificant peripheral of the digital systems that seek to monitor and ultimately control our every move. Putin is one of the trio of Dictators who are seeking to divide this planet between them. If you don’t know who the other two are, you really need to stay i....

Brilliant news from Sweden! The Swedish government has submitted a bill to parliament that requires grocery stores and pharmacies to accept cash. And why? Because the Government has realised that a “cashless” Sweden cannot be fully inclusive or completely resilient. The same, of course, is absolutely true of the UK! Time for Keir Starmer and Rt Hon Rachel Reeves to discover the wi....

Although 7000 free-to-use 24/7 ATMs may well not be enough, this move by the French banks in many ways shames their UK counterparts. The French banks know full well that ATMs are the only way of delivering convenient 24/7 cash services, in both urban and rural areas. They also know that deposit facilities are vital to the French public and businesses, so the 7000 ATMs installed will accept cash ....

New York Attorney General Letitia James issued a consumer alert recently reminding New Yorkers that stores throughout the state must now allow customers to pay in cash. Under a new law going into effect on March 21, 2026, it is illegal for a New York food store or retail establishment to refuse payment in cash for goods or services. The new statewide law mirrors a similar New York City law that ha....

Our Chair was delighted to talk to Harry Wallop at Times Radio. Ron is always pleased to shatter the dreams of the anti-cash mob!

Ron Delnevo Tells Ben Jackson At The BBC About New Banknotes - And A Whole Lot More!

The PCA’s Ron Delnevo Tells The BBC’s Rick Jackson That Cashless Loo’s Are A Busted Flush!

The Sveriges riksbank is the Central Bank of Sweden. Sweden was meant to be “cashless” by now - Visa and Mastercard have been praying for this for the last 20 years - but the Swedish Central Bank and Government have realised the folly of such a course of action. The Sveriges riksbank now recommends the Swedish public keep cash at home to guard against inevitable systems failures, inc....

Despite the headline on this article, this report also contains the important information that nearly 80% of UK businesses still accept cash. ALL BUSINESSES SHOULD BE OBLIGED BY LAW TO ACCEPT CASH. As for the cost of cash handling for businesses, highlighted in the article, these are reported as if they are a natural phenomenon. THEY ARE NOT. These costs are largely imposed by banks, aiming to....

Lucy & Yak don’t accept cash - and offer only online receipts. Both practices are terrible customer service - and should be illegal. The Alliance has received a complaint from a customer using their Edinburgh store, who rightly points out that Lucy & Yak are making a false claim that they are “diverse and inclusive”. “Cashless” is NOT inclusive. The Govern....

Interesting article by Georgina Barnes at the BBC. The Payment Choice Alliance fully supports legislation on the island of Jersey to oblige businesses to accept cash. Businesses cannot be allowed to dictate payment methods customers can use. And that includes the Jersey bus operator, who clearly need to improve their cash management systems. The figures they quote for cash costs are, frankly, n....

The future of the UK Post Office is going to get a significant amount of attention in 2026, as the UK Government reports the results of a consultation started in July 2025. In thinking about the future of the Post Office, this article struck a chord. In it, the CEO of Cash Access UK ( ex Lloyds Banking Group) is quoted as “seeking to break the Post Office monopoly” of Banking Hubs. C....

This act has little chance of getting approved by the Republican controlled Senate and House of Representatives- if it does, it is doubtful President Trump will sign it off. And even if Trump does approve it, these exceptions tend to render it totally useless: “Exceptions exist for temporary, unforeseen, or brief periods where a business is unable to accept cash, or for businesses that off....

More news from New Zealand PCA supporters! This time a “cashless” proclamation from their local spa. It is amazing that some businesses still have the nerve to claim “cashless” brings ANY of the listed “benefits” to customers - BUT it is particularly laughable for a venue operating hot spring pools to list “more Hygienic” as a reason for going &ldq....

This article in The Guardian was going quite well until near the end, when the journalist decided to rely on UK Finance for figures on cash use! NOT the right thing to do! Instead, how about asking the British Retail Consortium? After all, retailers tend to know how people pay in shops! According to the British Retail Consortium Payment Survey Report 2025 (covering the 2024 calendar year), cas....

AI brings news on New Zealand banking. “As of February 2026, ANZ approximately 170 to 180 retail branches across New Zealand. While it remains the country's largest bank by assets, it has significantly reduced its physical footprint from a peak of around 300 branches a decade ago to adapt to the shift toward digital banking.” So around 170 branches - plus nearly 60....

Thanks to Temie Laleye at GB News for highlighting this issue. Precisely NOTHING has been done by successive UK Governments to ensure 24/7 cash access is maintained. This inaction culminated in what many consider to be the infamous HM Treasury “Cash Access Policy Statement”, published on 18 August 2023, which was artfully worded so that ATMs were NEVER mentioned! Perhaps the most im....

19,000 free-to-use ATMs lost in the UK since 1 January 2018, after LINK, funded by the big UK banks, unilaterally decided in 2017 that there were too many ATMs in the UK That’s means around SEVEN ATMS have been ripped out EVERY SINGLE DAY. The British public have been robbed of genuinely convenient 24/7 cash access - because ATMs are the only way such access can be provided. Ron Delnevo, t....

Discounts for cash purchases at pubs! This is great success story for cash at the The Trumpet Inn near Ledbury and The Moon at Mordiford. Cash has gone up to 50% of sales! Who says the public don’t carry cash anymore? The Payment Choice Alliance is over the moon about this story and more than ready to trumpet the sound judgement of pub landlord Alan Davies! Hearty Cheers, Alan! Source:....

Entering a cafe where “Cash is King” as a customer and leaving as a friend. A timely article that reminds us that cash IS the warmest, most human way of paying. The local community love the cafe and visit as often as they can. Enough said! Well done to Maggie Wood and her team at “Maggies Cafe” in Monk Bretton! Source: examinerlive.co.uk/whats-on/reviews/cute-back-stree....

What a lovely story! Well done to the recycling crew from Rhondda Cynon Taf council who found the handbag and safely returned it to the lady! The £500 of cash in the bag was Christmas presents. There you go. Whilst cash is definitely NOT just for Christmas, isn’t it heartwarming that people continue to view cash as a wonderful gift? CASH: THEN; NOW; FOREVER. Source: bbc.co.uk/new....

In March 2026, a Referendum on cash will be conducted in Switzerland. Since the majority of the Swiss public want to have the option to use cash - to retain Payment Choice - the most likely outcome is: “Yes to an independent and free Swiss currency with coins or banknotes (Cash is freedom)” A UK Referendum would deliver exactly the same outcome. Which is why it is unlikely the Brit....

This is great news! £1 Billion from the Keir Starmer Government to fund cash payments to those in urgent need of financial support. Research around the planet has demonstrated that cash payments are the best way of providing help to those enduring a financial crisis. It’s easy to see why Emma Revie at The Trussell Trust Food Bank and Lynn Perry at Barnardo's are giving this imp....

The figures in this article in the Daily Mail/ This Is Money simply highlight the lack of clear information about cash in the UK. A couple of quotes: “Nationwide revealed cash withdrawals from its ATMs hit £4.2 billion in 2025” and “ ..this decline in cash machines means that the overall amount being withdrawn is actually falling. Fresh figures from the ATM network LIN....

The 200th Banking Hub has opened, just shy of FIVE YEARS after the first one started operating. In the same period, the UK has lost around 4000 bank branches. In the five years BEFORE that first ever Banking Hub opened in 2021, another 4000 bank branches had been permanently closed. How can 200 Banking Hubs replace around 8000 bank branches? Easy answer. THEY CANNOT EVEN BEGIN TO DO SO. The ....

LINK report that in 2025, compared to 2024, ATM transaction volumes were 1,272m (down 8.3%) and withdrawal values £76,673m (down 4.2%). BUT that is NOT the total amount of cash withdrawn by the British public in 2025. FAR FROM IT. What we actually need to see in relation to UK cash withdrawals is NOT this very limited information from LINK Scheme Ltd. We need to see, in one prese....