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A lady in Selkirk in the Scottish Borders saying she had to travel 10 miles to get cash -a twenty mile round trip. A shopkeeper determined not to be forced to accept cards, even though his customers are struggling to access cash. Only one 24/7 ATM servicing the needs of the town - and, hardly surprisingly, it often runs out of cash. All the towns bank branches and main post office have been clo....

Thanks to Jon Ungoed-Thomas at the Observer for this excellent coverage of the issues - and to Kate Osborne MP for highlighting the impact on her constituents and many others. When PM Keir Starmer is pulling together meetings with his fellow European leaders, as he needs to do frequently in these troubled times, he might reflect on the fact that so many of them have taken steps to compel business....

Kate Osborne is a great supporter of cash, Payment Choice - and Banking Hubs. None of this is surprising. Kates constituency has over 70,000 registered voters, many of whom need or want to use cash. They are part of the huge group of over 40 million voters who are demanding that a UK law is put in place in 2025, to guarantee their right to use their cash, when and where they choose. When it come....

Wonderful to see charities like Disability Rights UK (DRUK) and the Royal National Institute of Blind People (RNIB) - and the people they support - speaking out to demand the UK Government introduces legislation to compel businesses to accept cash. There are 16 million people in the UK with some form of disability, so this is definitely not a fringe issue. The British public - including the 16 m....

Sir John Hayes CBE, the MP for South Holland and The Deepings for over 25 years, strongly support's cash and Payment Choice. Sir John pays in cash whenever he can and enjoys visiting the shops in his constituency, rather than giving his business to Amazon. Sir John sees the interaction between residents and local businesses as essential to fostering and maintaining genuine community life. ....

Great coverage of important issues from the Guardian, this time with Rupert Jones producing a first-class analysis of the risk posed to financial and societal inclusion by the increasing domination of smart phones and apps. True Payment Choice means being able to use cash, cards and apps, when and where you choose. And that is what we - ALL OF US - are going to get in the UK, very soon. Source:....

Good to see the Treasury Committee out and about, seeing for themselves the importance of cash and Payment Choice. When did HM Treasury itself last bother to genuinely consult with the public and small traders in the streets and in the markets of the UK? NEVER. Some of the traders speaking to the Treasury Committee in Darlington reported that 90% of their sales continue to be in cash - but this....

What a great quote! “As long as the public still WANT banknotes, we will still provide them” Nick Mclaren, Head of the Future of Money Division, Bank of England That one word - WANT - signifies a great victory for the British public. For years, the future of cash was framed as a diminishing NEED, with the underlying message being that soon cash wouldn’t be NEEDED, given all th....

It was excellent that BBC TV Scotland covered the recent increase in cash use. The PCA Chair Ron Delnevo was very happy to discuss the statistics and stress once again that over 45 MILLION British adults WANT to continue to have the option to use cash. Cash is NOT a fringe issue! Source: youtube.com/watch?v=eakELfDx8DU

The owners of the lovely Dunham Barns tearooms in Cheshire have made an appeal to their customers to use cash to help them survive rising costs.   The Payment Choice Alliance hopes ALL their customers listen to - and act on - this heartfelt appeal.  Use cash - YOU know it makes sense! Source: cheshire-live.co.uk/news/chester-cheshire-news/village-tearooms-makes-heartfelt-cash-309....

There is now no point in trying to stop banks closing their branches. The Which ? Campaign to save such branches has clearly failed. 8000 have been lost in the last decade. The last realistic opportunity to stop bank branch closures was ended at the December 2019 General Election, an election which saw the Labour Party pledge to stop banks closing their branches. They lost - so the banks accel....

Contact foodbanks? Did you ever in your life expect to see this advice for customers who have been let down by a banks IT failures? However, to reassure: “Our ATMs are unaffected by this technical issue so customers can withdraw cash to make payments." Only IF their customers cash is accepted by retailers and other businesses! Emma Reynolds, Economic Secretary to HM Treasury, should be ....

Sweden - another country that knows that legislation is required to protect the status of cash, including universal cash acceptance. Well done to the Sveriges Riksbank for supporting legislation. Let’s see the Bank of England , Payment Systems Regulator and Financial Conduct Authority show a similar regard for the Public Interest as they develop the UK’s National Payments Vision. A....

Another victory, as the campaign against “cashless” gathers strength! Well done to Wakefield Council for putting the Public Interest first - and to Tony Gardner at the BBC for breaking the story. 2025 is going to be a hugely important year for cash and Payment Choice in the UK. By the end of this year, legislation MUST be in place to guarantee the British public can spend their cash....

The Payment Choice Alliance has already sent a letter of welcome and congratulations to Emma Reynolds, the new Economic Secretary to HM Treasury. It was on Emma’s desk when she arrived for her first day in her new role. Emma, who first entered Parliament in 2010, should be a breath of much needed fresh air at 1 Horseguards. In her previous role as Pensions Minister, Emma Reynolds pledged ....

This headline in The Guardian misses the point. Supporters of cash as a Payment Choice are NOT looking for any “crown” to be restored. They simply want to be able to use their cash, when and where they choose. It was Mastercard that announced their “War on Cash” in 2010. Supporters of cash did not reciprocate by declaring a “war” on cards- there are enough wa....

Post Offices still handle only a relatively small percentage of the total cash circulating in the UK. However, their share of the cash market is increasing every year, as bank branches and ATMs disappears. That’s why the Payment Choice Alliance believes the Post Office needs a ten year contract from British banks, guaranteeing revenue for a decade and allowing the Post Office to invest in ....

Good article by Rupert Jones at the The Guardian. But there is no surprise. Nationwide Building Society have kept their branches open and their ATMs operating. The British public - their 17 million customers and everyone else - know they can rely on Nationwide for cash. Cash was not dying of natural causes -the public not wanting to use it; cash was the victim of attempted murder. That is ove....

It’s only the 6th of January and already brilliant news for cash and Payments Choice! The Netherlands's will soon be the latest of the UK’s neighbours - joining Belgium, Denmark, France, Norway and Spain - to give their citizens the legal right to spend their cash, when and where they choose. The mandatory acceptance provision was included in anti-money laundering legislation and....

This is an absolutely shocking story. Britannia Hotels Ltd have apparently decided to inflict “cashless” on customers at some or all of their 53 hotels. At their hotel in Portland Street in Manchester on the 2nd of January 2025, a lady with mobility issues and memory difficulties was refused the right to make a £1.20 payment in cash and initially told her booking would not be h....

As you can see, the “Big Question Poll” in The Times - “Should all shops have to accept cash?” - came up with a very conclusive answer. Do you want to please 68% of the electorate, Keir Starmer? Now you know how…. bring legislative measures before Parliament in 2025 to guarantee the British publics right to use cash, when and where they choose.

A good survey by the LINK Scheme, the UK ATM network. Cash is a VERY popular gift. This will only be surprising to those who have succumbed to the PR machines of Mastercard and Visa, who since 2010 have together waged their “War on Cash”. They have lost that “war”. The Payment Choice Alliance will shortly be writing to Michael Miebach, CEO of Mastercard and Ryan McInern....

Ron Delnevo, the Payment Choice Alliance Chair, had a great chat with Stuart George on BBC Radio Stoke about the importance of cash and Payment Choice. Like most people, Stuart agrees that choice is a very reasonable thing for the British public to expect - and deserve! Source: youtube.com/watch?v=XoHDyOkHV78

Once again the Payment Choice Alliance making the news, this time on FUBAR Radio with Gabriel Nussbaum , the Money Man. Gabriel had a long conversation with the PCA Chair Ron Delnevo about cash and why it is so important to so many in the UK today. Source: youtube.com/watch?v=CH9GfIRbLu4

A quote:
“The Dutch Central Bank (DNB) has issued an unprecedented warning to the public to keep cash in their homes because of the increasing risk of cyberattacks, particularly from Russia.” Actually, this is not unprecedented. The Swedish government issued a similar warning to their own citizens in 2019. Since then, the threat has grown. Massively. Alistair Carns, ex UK Arm....

A great debate in The Times! Big “thank you” to Jessica Sharkey for organising it - and finding someone brave/foolish enough to argue that shops should NOT have to accept cash! Anyway, cash - and the public - WON! 71% of those Times readers responding had by last Friday voted “YES”, which is exactly the same percentage that responded “Yes” to the same questio....

Ron Delnevo discusses with the BBC’s Clare McDonnell why cash use is going up and why cash remains an important payment option for over 45 Million adults in the UK. Source: youtube.com/watch?v=6J5MoJCy2aM

This article urges communities to apply for a “Banking Hub”? Leaving aside that there is no specification approved by the Financial Conduct Authority as to what services a “Banking Hub” must provide - as highlighted by MP Harriett Baldwin at last weeks Treasury Committee Cash Acceptance Inquiry- why not use a simpler method? There are 1200 communities in the UK with popul....

PCA Chair Ron Delnevo was on the BBC again the other day, this time speaking to Phil Mercer on Radio Berkshire about how the county has lost so many cash access points, including ATMs and post offices. Windsor now has no bank branches, with the Nationwide Building Society - a Mutual - the only financial services branch footprint, in a town with over 30,000 residents and visited by millions of tou....

Research like this is really very silly. Until the invention of the “Charge Card” in 1950 - created because some American guy was embarrassed his wife had to pay for a meal - everybody paid by cash or cheque. Just 75 years ago, compared to the history of cash use, which goes back more than 2500 years. Everybody was paid in cash in those days. Employers weren’t trying to avoid ....

Wonderful news for all those who care about having the option to use cash! The highly influential Treasury Committee, Chaired by Labour MP Meg Hillier, has announced an Inquiry into the Acceptance of Cash in the UK. There are many serious issues with cash acceptance already - and the number is growing, The Payment Choice Alliance will be making a submission covering ALL the issues. Source: comm....

Payment Choice Alliance Chair Ron Delnevo spoke to Danny Pike on BBB Radio Sussex last week. Sussex cash access has fallen significantly in recent years. This has led to situations such as encountered by one person who spoke to the BBC, where they had to search for 20 minutes to find cash. Ron spoke to Danny about why this has happened and what needs to be done in 2025 to put matters right. Cas....

This is meant to be a trial of cash transfers in the UK, where recipients are given cash and decide how they spend it to best help themselves and their families. But here is a quote from the article: “They [Greater Change] do not make direct transfers to avoid benefits being stopped due to a cash influx.” So it’s not really a cash transfer at all… The reality is that t....

There is some good news here from Australia - but this quote reveals the current limitations of what is being proposed on cash acceptance: “In a move designed to taper the phase-out of cash and ensure those who rely on it can still use it for the near future, the federal government will require certain businesses to take cash payments. But others, including many small businesses, will be ex....

The government released a document last week regarding the National Payments Vision. The most important paragraph? 3.3. And specifically - with PCA capitalisation: “…the government recognises that there is a proportion of the population who either cannot or do not WANT to use digital payments”. The PCA applauds Tulip Siddiq at HM Treasury for the vital inclusion of the word ....

An illuminating quote about South Africa. “A striking 94% of adults withdraw cash each month, according to the recent FinScope study. This is shown in daily transaction behaviour at retailers on the ground. Statista writes that about 73% of point-of-sale transactions in this country are still conducted in cash.” South Africans are NOT using cash because they HAVE to do so. They WANT....

More than 5000 people responded to this Yahoo survey and 95% said they believed shops should obliged to accept cash. This supports findings in recent surveys conducted on behalf of LINK Scheme Ltd and the Payment Choice Alliance. So Keir Starmer Rt Hon Rachel Reeves & Tulip Siddiq - please get on with getting a Payment Choice Act passed in 2025! Source: uk.news.yahoo.com/cash-shops-card-onl....

The answer the question in the article headline? NO! And now a quote from one these experts found by J.P. Morgan: “Still, I would be surprised if we didn’t have a cashless society in the next 50 years. If that becomes the case, then it’s crucial that we ensure that the necessary safeguards are in place.” So we might have a “cashless” society by 2074? Arou....

Seahouses is a great little town! A local guide has this description: “Seahouses is big, lively, has lots of pubs and cafes, restaurants, a National Trust shop - and lots of fish and chip emporia. It's also the place to go for boat trips to the Farne islands and has lovely sand dunes.” The last bank in town closed in July 2023, having operated since 1876. It was a Martins Bank ....

UK Veterans Minister Alistair Carns has made clear that keeping cash circulating in the UK is a matter of “National Security”. The governments of Norway and Sweden share this belief. It is obvious that “cashless”, contrived by Visa and Mastercard, working with their collaborator banks, is NOT in the Public Interest in ANY country. The Payment Choice Alliance believes tha....

A report on Marks and Spencer from a Payment Choice Alliance supporter: “Last week, I went in to the Marks and Spencer store in Brentwood and ordered a pack of two shirts costing £40 and I paid in cash. My husband tried a shirt on at home and found that chest size was quite small, so we agreed that we would exchange the shirts. Today, I went back to the Brentwood Store but my husban....

The vast majority of people going on holiday carry some cash with them. Why? COMMON SENSE. ------ Source: standard.co.uk/business/business-news/cash-is-king-for-holidaymakers-survey-shows-b1188830.html

A Game Changing quote from this article: “If the U.K. adopts a digital currency, citizens shouldn’t expect cash and coins to disappear. That’s according to Bank of England Governor Andrew Bailey, who said Saturday (Oct. 26) that the central bank will continue to provide paper money “for as long as people want.” “The evidence is they do want it, so we will con....

This review is worth reading. A potential customer absolutely slaughters Hall & Woodhouse Ltd for not accepting cash at one of their pubs. The reviewer also makes clear that they spent their £100 at a rival local business that DID accept their cash. The General Manager at the pub then informs the lost customer that they will soon be accepting cash again and asks that the person returns....

What the Senedd should be debating is what steps need to be taken to AVOID any chance of a “cashless” Wales emerging. LINK Scheme Ltd revealed recently that 81% of adults want to retain the option to pay using cash. YouGov found in 2023 that 71% of adults want a law passed guaranteeing they can use their cash, when and where they choose. These percentages INCLUDE “vulnerable ad....

Really top class article from Mia Wallis in the The Daily Telegraph. The GenZ people Mia quotes have their own and perfectly sensible reasons for continuing to want to use cash. Control of expenditure; personal safety; avoidance of fraud; inclusiveness for those with disabilities; a learning tool. Interesting also that the survey the Telegraph are conducting alongside the article reveals that o....

The Labour MP for Stroud, Dr Simon Opher MBE, tells Ron Delnevo how much his constituents need cash as a payment option

Tom Adams, Convener of Kingdom Bank in Scotland, talks to PCA chief Ron Delnevo about how important cash is to members of Credit Unions.

Naomi Pohl, General Secretary of the Musicians Union, tells PCA Chair Ron Delnevo just how important cash is for members of her Union

Becky Gittins, MP for Clwyd East, talks to Ron Delnevo about the need for cash and Payment Choice.

This link below takes you to how a bus fare can be paid for in New York. new.mta.info/guides/riding-the-bus Amongst the options listed: “With exact change in coins 1. Board via the front door. 2. Insert exact change into the farebox.” Now you might be thinking that this is a relatively new innovation, insisting on cash being paid in exact fares being a step in the direction of th....

This sign is in the window of a retailer in the small but bustling town of Callandar in Scotland. The retailer prefers cash - and makes clear the reasons why. The last bank branch in this town will close in November 2024 - and no “bank hub” is to be provided. Towards the end of the notice you will read that this retailer believes that if businesses take more cash and deposit it via ....

Payment Choice Alliance spokesperson Ron Delnevo speaks to Peter Levy on BBC Look North about why everyone in Yorkshire and the whole UK deserves Payment Choice. Source: [link]

Revolut is a phenomenal success story. The Big Five UK banks are losing a lot of business to Revolut - and that trend is likely to gather pace. A few weeks ago, Revolut confirmed that over 70% of their business customers made cash deposits. However, there are severe restrictions, imposed by the Financial Conduct Authority (FCA), as to the amount of cash that can be deposited. Here is how Revol....

Another crack appears in the “cashless” assault on the British public. Black Sheep Coffee has been “cashless” since they started operating in 2013. They have been named & shamed by the Payment Choice Alliance and severely criticised by customers - but they seemed not to be listening. But, finally, they have seen sense. Look carefully in the bottom right hand corner ....

Thanks to Callum Mason at iNews for highlighting this very important issue. Domestic abuse is a huge and growing problem. There is absolutely no doubt that cash can provide an escape route for victims of abuse, including by not allowing abusers to track their victims. Charities such as Refuge are doing wonderful work, supporting victims of domestic violence, as are Relationship Coaches like Mari....

Great to see Pooja Shrivastava at Asian Trader getting this important story out so quickly. 81% of British adults believe the option to use cash is important. Cash is NOT a fringe issue! Well done to LINK Scheme Ltd for producing this crucial research, highlighting that that vast majority of the British public WANT to be able to use cash. This contrasts with the rather smaller number of people ....

Poor cash access and unreliable internet services are killing trade for small businesses in THOUSANDS of communities around the UK. Sandbach in Cheshire is just one sad example. However, when the Federation of Small Businesses (FSB) say that all of this must be put right “ to enable small firms to continue to accept cash if they wish to “, they are placing the wishes of their members....

It’s good to see the BBC News highlighting such stories of “cashless” folly. What do Middlesbrough Council think they are up to? A “significant reduction in demand” led them to close their cash office? The reality? Some officious Bean Counter in the Council, who probably uses an app to advise on underwear changes, thinks that “progress” is imposing &ldqu....

Teignmouth has a population of 15,000 - and is yet another town left without any bank branches. Cash Access UK say that they have put a temporary “Bank Hub” in the Post Office, a Post Office that is open only half day Saturday and is closed on Sundays. There is now only one free-to-use ATM in Teignmouth Town Centre - and the permanent “Bank Hub”, when it finally opens, is....

On 12 August, the change to “cashless” Railway Station Car Parking in Kent - this “progress” - was inevitably going to be imposed by Southeastern Railway on 19 August. Then it was stopped. One strong letter to a Government Minister from the Payment Choice Alliance meant that “cashless” hit the buffers! Those - the Majority of us - who refuse to accept the impo....

Wendy Chamberlain, the Liberal Democrat MP for North East Fife, is absolutely correct. On 18 September, more than six years after Natalie Ceeney and her team started work on their “Access to Cash Review”, Financial Conduct Authority (FCA) rules come into force regarding banks assessing the impact of future branch closures BEFORE closing the branches - and, potentially, keeping branche....

Interesting figures from Post Office Ltd Only £900 million of the £3.7 billion of British post office cash activity in July 2024 was cash withdrawals. The rest was business and personal cash deposits. Underlines the lack of deposit alternatives for the British public and businesses. That said, with the value of ATM transactions resilient, despite the continuing reduction in the UK A....

Our Chair, Ron Delnevo, was on Radio Kent at 7.20AM on 12 August, talking to Anna Cookson about the disgraceful decision of Southeastern Railway to impose “cashless” parking on Railway Stations in Kent. Let’s hope Steve White, MD of Southeastern Railway, got the wake up call! Steve takes over £1 million EVERY day in taxpayers subsidy and then goes completely off the rails ....

A classic situation. Towns in Oxfordshire starved of cash access and also some businesses refusing to accept cash. Witney still has bank branches but, with a population of only 30,000, is unlikely to keep them. The cash access measures outlined recently by the Financial Conduct Authority are clearly inadequate. Equally, the fact that no measures have so far been taken to guarantee cash acceptan....

"Many older people, those who live and work in rural areas, and thousands of small businesses rely and still feel comfortable using cash and that is why it is not going to be going anywhere soon.” Here we go again. This time it’s a former Conservative Peer Lord Kulveer Ranger trying to convince us that cash is only of marginal interest and that we are all on a journey towards an inev....

It is not just churches suffering; many venues lose out if there are no cash donations. We saw recently at the Roman Baths in Bath; the “cashless” Wishing Well lost 90% of the previous donations. People should STOP making the excuse “I don’t carry cash” for not making donations to good causes. Such people are simply being THOUGHTLESS and MEAN - and that’s thei....

Three interesting aspects to this article. Firstly, this quote “UK Finance says 22million adults are 'primarily cashless.'” Next week, the Payment Choice Alliance will be writing to Chancellor Rachel Reeves to ask her to intervene to stop UK Finance from making such statements. “Primarily Cashless” is a contradiction in terms. A person is either “cashless&....

A busy week for Payment Choice Alliance Chair Ron Delnevo. Ron was on Ian Collins TalkTV show, talking about all things cash, including why the British public will not accept “cashless” being imposed on them. Ron was also on a Phone In on BBC Radio Scotland, on John Beattie’s “Mornings” Show. The vast majority of those who phoned in were strong supporters of cash as....

Revolut, when it surveyed its sophisticated digitally- skilled UK customers, found that 71% had deposited cash with a bank or other financial institution in the last year, as well as 34% wanted a feature to be able to deposit cash monthly. These figures are STAGGERING. Remember, this is in the UK, which, so the story goes, is almost ready to go “cashless”. Within 24 hours of Revolut ....

Unbelievable! Who would ever have thought? Another IT outage creates total havoc! Meantime…. Cash ALWAYS works. Cash NEVER crashes. In cash, we trust…for 2500 years and counting! Source: telegraph.co.uk/money/consumer-affairs/cashless-meltdown-waitrose-gails-bakery-it-outage

Some “experts” are claiming “this is very unlikely to ever happen again”. Lightning never strikes twice,eh? Except, on average, the Empire State Building in New York is struck by lightning 25 times each year. So, of course, such an outage WILL happen again, due to human error - and, when hostile governments employ hackers to deliberately destabilise societies they don&rsq....

This excellent article by James Tapper and Gaby Eretuyan at The Observer, highlights the perils of a “cashless” society. CrowdStrike are just the latest software provider to demonstrate that totally relying on leading edge technology is as sensible as using a lemming as your mountain guide… The UK is an outlier in that the British public have no legal right to have their cash ....

So far, only 146 “Banking Hubs” have been recommended by LINK, less than 10% of the bank branch closures they have reviewed since 1 January 2022. Cash Access UK claim they hope to have 200 “Banking Hubs” open by the end of 2025. Since only 146 “Banking Hubs” have been recommended to date and, taking account of LINKs strike rate of under 10%, to achieve the addi....

A quote from this excellent article by Peter Hitchens at the Daily Mail “It is time for a campaign to make everyone accept cash again.” The great news for Peter - and everyone else who wants to use cash - is that such a campaign already exists! The Payment Choice Alliance, working on behalf of the 40 Million British adults who want the legal right to use their cash, when and where th....

A former employee of the Australian Taxation Office has the cheek to comment in this article “ ..and consumers are starting to look a bit suspiciously at those businesses that are now only taking cash or offering cash discounts.” How wrong can one man be?! The public LOVE discounts for paying in cash. Businesses around the world have offered such discounts for decades and it is wond....

The HUGE majority the new Labour government has in the Westminster Parliament will allow the government to deliver what the British public wants. And automatic cash acceptance is something 71% of UK adults have told YouGov that they want. That equates to 40 million people who require the legal right to use their cash - their £ - when and where they choose. The necessary legal measure is c....

Very good article from Jordyn Beazley in the Guardian Australia, who tested whether a whole weekends spending could be managed only using cash. Jordyn’s verdict? “I managed to use cash without any hiccups, and hopefully it stays that way.” Unfortunately, it won’t. In countries where they can get away with it, an increasing number of businesses are imposing “cashle....

There’s the stark reality denied by those trying to impose “cashless” on the UK. People do NOT give nearly as much when “contactless” is the only option. It is disgraceful that a Liberal Democrat’s dominated council - Bath & North East Somerset Council - is robbing local residents and the millions of tourists who visit the area every year of Payment Choice....

Whether or not there are ANY plausible benefits to the Eurozone having a Digital Euro, substituting for cash is NOT one of them. Cash has unique qualities that no solution containing the word DIGITAL can ever replicate! Source: irishtimes.com/business/2024/06/25/a-digital-euro-would-combine-the-convenience-of-online-payments-with-cash-like-features

Liberal Democrats leader Ed Davey has identified that constituencies with a GAIL's Bakery are winnable? Gail’s are, of course, “cashless”, presumably on the basis that it’s easier to get people to pay those prices when they are not actually giving a thought to how much they are spending…. Such prices may be required to put the icing on the cake for Bain Capita....

Who would have believed it? App outages - how could that EVER happen? 🙁🙁🙁🙁 The harsh reality is they are CONTINUALLY happening! Cash NEVER crashes; it is NEVER hacked. Relying 100% on systems we all KNOW are bound to fail would be the ultimate folly. Which is why the British public will NEVER accept a “cashless” UK being imposed on them! Source: bb....

It is absolutely true that cash doesn’t crash - but that won’t retain cash as a payment choice for the public without legislative action. Banks in Australia have been pushing the country towards “cashless” for at least the last 15 years. They have no intention of stopping. One academic quoted in this article states, whilst seemingly predicting that Australia will be &ldq....

A useful article from MoneySavingExpert.com However, “protecting cash” involves far more than just basic access, which is what communities get, for example, from a counter service only post office. Full “protection” can only be provided through 24/7 availability of cash and multiple convenient access points, in each community where cash is being “protected”. ....

The main thing to focus on in this article is this quote: “Since 2019, people have voted with their feet and chosen the convenience of contactless payments, or shopping online. Today, 14 per cent of people say they never carry cash.” When YouGov carried out a recent for the Payment Choice Alliance, only 13% of those interviewed said they wanted a “cashless” society. So w....

The sad thing is that the total Post Office banking revenues quoted in this article are very LOW. There are 11,500 post offices. So average banking revenues per post office branch are just over £20,000 per annum. Revenues per banking transaction must be pitiful. And if total revenues from banking services are truly higher than the average post office earns from parcels and letters, then t....

Here we go again. A bank announces a review of whether a branch is going to close or not. A very colourful 7 page branch closure “review”document is produced; followed by a second less colourful 3 page document announcing the “review” has been completed and it is confirmed that the branch is closing. As you might imagine, branches almost NEVER survive such “reviews....

This article from 2017 reported on a YouGov survey that revealed 34% of British adults expected the UK to go “cashless”. Seven years on the figure remains under 50%, despite the pandemic, with its empty High Streets and the anti-cash antics of the massively funded “cashless” promoters Visa, Mastercard and Apple over the intervening years. And these figures are EXPECT, not....

A General Election means that the fervently anti-cash HM Treasury cannot muzzle the Bank of England. Note the difference in tone from the Bank Governor Andrew Bailey now the shackles are off until the new government is in place on 5 July. Look at this quote from Andrew:
“We know that cash is important for MANY people, and we are committed to providing banknotes for as long as the pub....

Rather than just asking for people and businesses to submit views, the Channel Island government should do a proper survey of the public. That’s what the Payment Choice Alliance did in the UK last year, through YouGo. The Alliance found that only 13% of British adults in any way favoured a “cashless” UK; on the other hand, 71% wanted a law put in place to give them the right to ....

Here’s the reality of this announcement. Firstly, LINK has had a “super-ATM” cash deposit transaction available to be used by banks since 2016. It has never been used. So an 8 year delay. Procrastination is an art form in UK banking. Secondly, this article talks about Cash Access UK hoping to have 100 “super-ATMs” installed by the end of 2024. A whole hundred?! ....

This is Muirhouse in Edinburgh, next door to Drylaw and Pilton. Everyone locally has known for YEARS about the problems with cash access in this area & ZERO has been done about it in all that time. Our thanks to Hope Webb and Emma Clifford Bell of BBC Scotland for bringing this matter into the public domain. The truth is that many parts of Edinburgh are suffering in the same way. And what a....

Another day, another town where many small retailers are struggling with card fees and the imposition of “cashless”. Today, it’s Blackpool businesses revealing their problems with lack of cash. In an apparent effort to justify the reduction in cash access caused by the closure of bank branches and the removal of around 20,000 ATMs in the last few years, UK Finance published surv....

Callum Mason at iNews.id again highlighting that card transactions are destroying the profitability of many thousands of small businesses around the UK. Cash is what rescues such businesses, the businesses which are at the heart of so many British communities. “Cashless” would kill them off completely so will NOT be allowed to happen! Source: inews.co.uk/inews-lifestyle/money/saving....

Another town where the businesses prefer cash, to avoid being destroyed by high Visa and Mastercard charges. Anne Marie Morris is the local MP- and Anne supports cash and Payment Choice. Time the bosses back in London - Rishi Sunak and Jeremy Hunt started listening.. 4 July is VERY close… Source: devonlive.com/news/devon-news/teignmouth-seaside-businesses-want-tourists-9310148.amp

China is a country seemingly dominated by mobile payments. With Alipay leading the way, mobile payments are said to have reached 86% penetration of the Chinese market. And yet.... Earlier this month, China's central bank - People's Bank of China - fined seven businesses, among them a local KFC franchise, for rejecting cash payments. The fines, which ranged from RMB 3,000 ($414) to RMB ....

Norway already had laws in place covering the rights of the Norwegian public to use cash. However, they were considered inadequate. So last week the Norwegian Parliament strengthened the Norwegian publics rights. From now on, basically cash MUST be accepted, along with other payment methods. Similar legal measures are already in place in other European markets, with Ireland being the closest cou....

British voters - around 57 MILLION of them - will now have their say on the 4th of July. All the political parties will need to prove that they are listening to the British public. Rishi Sunak has yet to prove he is listening to the 71% of the electorate who told YouGov last year that they want a law passed to give them the right to spend their cash, where and when they choose. A UK Payment Cho....

Treorchy was judged to have the “High Street of the Year” in 2020. Now all the banks have deserted the town, taking their ATMs with them. There is a shortage of cash, forcing the public and businesses to stop using their preferred payment method. The Payment Choice Alliance has one word to describe this situation. DISGRACEFUL. Source: walesonline.co.uk/news/local-news/town-people-li....

Martin Quinn really believes in Payment Choice. In this article he speaks about why he decided to join the Payment Choice Alliance and why he believes a law is needed to give the British public the right to spend their cash, when and where they chose. Source: inews.co.uk/inews-lifestyle/money/fighting-law-businesses-cash-payments-3056556

From 2 hours 10 minutes to 2 hours 20 minutes in this radio show, you can hear Ron Delnevo telling James Cannon how communities are being destroyed by bank branch closures and bank ATM removals. Ron stresses that comprehensive solutions are needed to guarantee convenient cash access and acceptance in every community. For example, to provide a few “bank hubs” without ATMs is an empty g....

Doesn’t a photograph of a suitcase or table-top of cash - which you can see by clicking on the link - add drama to a newspaper story! However, the FACT is that the cash mentioned was only 10% of the “value” of the fraud subject to this prosecution  - and that £5.7 million figure itself probably does not reflect the full story of this crypto crime; it is simply the fig....

It’s not just barber shops that are tired of having their profits cut by Visa and Mastercard. Which is why those Card Schemes want to make the UK “cashless”.  They don’t want barber shops - or any other businesses - to have the option of accepting cash and keeping 100% of the value of their sales. Nor do Card Schemes want the British public to have the option to use....

An interesting headline from the Daily Express. The “company committed to maintaining cash access in the UK” will need to do MUCH better. The CEO of Cash Access UK  promises 200 “hubs” by the end of 2025. That’s barely 20% of the minimum number the UK requires - which is ONE THOUSAND. THAT WOULD BE A MILESTONE WORTH BOASTING ABOUT! When will that number be r....

Great to see prominent public-spirited politicians in Los Angeles  speaking out against the scourge of “cashless”. California is the home of Visa  - but local politicians aren’t buying into the giant Card Schemes lala-land vision of a “cashless” future. Meantime, Visa  is trying to export the vision it increasingly can’t sell at home. Cash cont....

Martin Quinn, a Campaign Director of the Payment Choice Alliance, was right to tell Frances Ivens  at The Daily Telegraph that Transport for London are a total disgrace.  £4 MORE for a £2.70 ticket because a customer CHOOSES to use cash? This is effectively a TAX on cash users, to the tune of over 1/4 of a £BILLION each year! How are London Trading Standards (LTS) le....

At long last, The Guardian  has come out AGAINST a “cashless” society and FOR cash acceptance. Well done to the Editorial Team! The truth is though that it is NOT just the most vulnerable who would suffer in a “cashless” UK. We would ALL suffer because we would have permanently lost something fundamental to democracy. CHOICE. Source: theguardian.com/commentisfree/....

In this wide ranging piece for GB News, Ron details the solutions required in the UK to guarantee the public and businesses have convenient cash services at community level: - A law to protect the British publics right to use cash, when and where they choose. - Proper funding of Post Office Ltd, so that thousands of post offices have ATMs and automated cash deposits. Counter service is not enoug....

The Irish Government asks the public and discovers that there is overwhelming support for the legal protection of cash use. The Irish government has put in place regulations that compel businesses to accept cash - and more is to come to guarantee the long-term future of cash in the UK’s nearest neighbours. When did the UK government or any of its departments - such as HM Treasury - ask the....

Excellent news here, in a quote here from South Holland District Council regarding new car parking payment machines which have been installed “The 14 new machines, which cost a total of £88,500 including installation and ongoing maintenance, are designed to accept contactless and chip-and-pin card payment, as well as CASH and via the APCOA connect online app.” Well done to Sout....

Starbucks have really got to pay attention to standards in their franchise network. Starbucks HQ will tell you they have no “cashless” policy - BUT they don’t stop franchisees from refusing cash. Starbucks CEO Laxman Narasimhan needs to smell the coffee. “Cashless” is already unacceptable - and will soon be illegal - in the United Kingdom. PLEASE STOP YOUR FRANCHI....

Cash will ALWAYS be critical for businesses which truly respect their customers wishes and needs. As regards innovation, there has been huge innovation in recent years to improve the cash supply chain and cash handling. That innovation needs to now be fully implemented to ensure cash circulates smoothly - particularly at community level - for businesses and the public. Source: chainstoreage.com....

Just a week after it became apparent that Barclays UK may well close up to 1000 of the 1400 branches they have left in the UK, the bank has announced draconian limitations on cash deposits. Read this article to see what Martin Quinn, a Campaign Director of the Payment Choice Alliance, has to say about this totally unacceptable manoeuvre by Barclays UK. Many financial services “insiders&rdq....

There are MANY reasons why British businesses and the British public want and need to use cash. Martin and Bizza have a chat about just some of those reasons.

Wiltshire Council has announced that all their parking meters are being replaced - and that the shiny new ones will continue to accept cash! Well done to this Council. They did NOT wait until a UK Payment Choice Act is passed to do the right thing. All other Councils please copy! Source: gazetteandherald.co.uk/news/24249748.council-clarify-cashless-parking-concerns-marlborough/

This is a story from Swindon - BUT around the UK, customers are starting to boycott Asda because the retailer because it is imposing “cashless”. When will businesses learn? “Cashless” is a dead man walking. When the UK Payment Choice Act becomes law, the corpse will be buried PERMANENTLY. BUT do NOT wait for that, Asda! Give your customers back their RIGHT to Payment C....

It’s GREAT when research confirms what we already knew! Cash allows us to track and control our own spending better, in addition to stopping companies and governments tracking our lives! Two WONDERFUL features of cash that can NEVER be replicated by any other payment method! Source: dailymail.co.uk/news/article-13305655/amp/Handing-cash-causes-psychological-pain-using-cards-research-sugge....

Well done to the supporters of Daventry Town Football Club for refusing to accept the imposition of “cashless”! Some football clubs have gone “cashless”, which, apart from anything else, is hardly in the spirit of the inclusiveness that the sport claims to promote. Of course, ALL football clubs will be forced to revert to accepting cash when the UK Payments Choice Act bec....

Payment Choice is preferable - but businesses that only accept cash certainly rubbish the notion that “cashless” is the only sensible way to run anything successfully these days. Here in the UK, many businesses made the excuse of Covid to stop accepting cash. There are NO excuses now. Those businesses that have imposed “cashless” still have a chance to honour the wishes ....

“The world’s gone mad.” That’s the view of Oldham residents faced with Asda imposing “cashless” at their petrol forecourts. There is talk of a boycott. Who could blame the public in Oldham for taking such a firm stance against the horrors of “cashless”? Source: theoldhamtimes.co.uk/news/24246906.oldham-residents-blast-supermarket-card-only-initia....

A quote from this article “A digital payment system allows for greater economic transparency, which can help curb illicit activities like tax evasion and money laundering”. Just one of the issues? Who decides what is an illicit activity? The “Authorities”. In how many countries can citizens REALLY trust the “Authorities”? Approaching ZERO. Which is why th....

Reading between the lines of this article, the new UK Universal Parking App is going to be used to push up parking revenue - a new method to impose what amounts to a “Stealth Tax” to penalise already hard-pressed motorists. There are currently only 300,000 paid for car parking spaces in the UK, earning Local Authorities a horrifying £2 Billion a year. Why not double the number ....

“Cashless” has been imposed on an Australian island by a totally arrogant businessman. There is a danger that Australia is turning into a Dictatorship, with the “ Authorities” supporting Big Business and ignoring the wishes and needs of the public. Such anti-Democratic behaviour will NEVER be allowed to happen in the UK. Source: dailymail.co.uk/news/article-13282105/amp/....

The oddly named “Strikepay” is a FinTech encouraging people to make “cashless” tips. But not many people seem to be using it. They claim to cover 30,000 venues and that they collected £15 million in tips last year. That’s around £500 per venue in a full year - or significantly less than £2 per day. Wow! And how much of that £2 went straigh....

Whilst many communities are reversing previous decisions to go “cashless”, there are always foolish outliers. How’s this for a quote? “Lord Mayor of Armagh City, Banbridge and Craigavon, Alderman Margaret Tinsley said: “These changes [ to go “cashless”] to council-owned off-street car parking should be minimal and therefore won’t present too much i....

The suggestion in this article of a 4 to 5% price hike to offset card costs is not at all acceptable. Some Unites States retailers are now again giving a discount to cash users - as they did years ago.  That makes more sense to me than cash users paying an extra amount to help cover card costs. Frankly, the huge profits accruing to card schemes and their partner banks since the first plast....

This was the sign at the Cricketers in Cobham, part of the Heartwood Collection, which also includes Brasserie Blanc. There are around 40 sites in this “collection” - and this number is increasing, so spreading the poison of “cashless”. To see this happening, in the same week that Payment Choice Alliance Campaign Director Martin Quinn drew attention to the fact that Bill&....

A good article. The main difficulty businesses say they have with cash is not being able to deposit it easily. The Big Five “High Street” banks have simply closed their branches without making excellent alternative provision for cash deposits. It was known more than five years ago that this was becoming a significant problem, yet for all the noise around the “Cash Access Pilot....

There is absolutely zero new in this “announcement” about Bank Hubs. The CEO of Cash Access UK had already “committed” to have 200 banking hubs open by the end of 2025. This article includes reference to banks agreeing to identify 225 locations for banking hubs by the end of 2024 - but MORE than that number of sites have already been requested by LINK Scheme Ltd. Further....

Over 90% of the British public responding to this survey said they did not want car parking to go “cashless”. There is still time for you to start listening to the voters, Rishi Sunak...

Source: express.co.uk/life-style/cars/1879135/cashless-parking-machines-councils-uk-car-park/amp

An excellent, illuminating report from the European Central Bank. One quote will do for now: “Personal choice, together with the diversity of individual situations, may be more important than external constraints to explain cash usage” CHOICE. The thing the British “authorities” never want to talk about. BUT  the Payment Choice Alliance has pushed CHOICE onto the ....

Why? BECAUSE CASH ALWAYS WORKS. 

Source: news.sky.com/story/sainsburys-suffering-technical-issues-and-is-unable-to-fulfil-vast-majority-of-online-deliveries-13095737

The North Lincolnshire council says the £90k cost of replacing the machines will save money in the long run.” In the “long run”? There will NOT be a “long run”. These car parks will have to switch back to accepting cash when the UK Payment Choice Act is passed. The North Lincolnshire councillors - the council  is controlled by The Conservative Party &nb....

Great to see cash withdrawals and deposits increasing at Post Offices. However, well over 90% of the cash the British public use every day is accessed via ATMs. ATMs are the only reliable and convenient channel for  24/7 access to cash. Time for both HM Treasury and the Financial Conduct Authority to accept the vital role ATMs have to play and to stop posturing that it is possible to be &l....

The Swedish Central Bank - the Sveriges Riksbank -  proposes rules which ensure cash can be used for payments. YES. IN SWEDEN, WHICH WE WERE TOLD YEARS AGO  WOULD BE “CASHLESS” BY NOW. What does the Bank of England propose to ensure the British public can use cash? ZERO. Meantime, HM Treasury has seen anti cash former Junior Ministers put together “policies” w....

Privacy is not simply under threat - it is disappearing! Many organisations, including governments, want to know EXACTLY what each of us is doing at all times. We are told that this tracking is done so that the “authorities”, along with some banks and card schemes, can meet our needs more precisely. BUT THIS IS NOT THE WHOLE STORY. They want to know so they can push US - gently or ....

Richard Hughes, Chair of the UK Office of Budget Responsibility, has the bared faces cheek to use phrases like the “death of cash” and to put increases in VAT revenue mainly down to reductions in evasion due to the decline in the use of cash? Complete and utter nonsense, on both counts. It is easy to understand where Rich is coming from though. Harvard, for starters, where the world....

Last week, we had the Chair of the Office of Budget Responsibility celebrating the mythical “death of cash” and now “Bank of England researchers” nonsensically claiming “contactless” is best for budgeting. Don’t for even one moment think this is a coincidence. The “authorities” are rattled by the strength of  the British publics support....

Our Chair, Ron Delnevo, has written to Prime Minister Rishi Sunak in no uncertain terms about cash acceptance in the UK and the need for a Payment Choice Act. You too can add your voice! You can use our letter as a guide for your own, and why not write to your MP too? We have a template for you to use if you click here. And, why not sign up to our Newsletter too? We will keep you posted on update....

Newcastle City Council need to think again. Other major cities have refused to have “cashless” car parks - and some that previously wrongly decided  to go “cashless” have now reverted to accepting cash. It is sad to see Newcastle City Council making this mistake, robbing ALL local residents of Payment Choice. They will have to reverse the decision anyway when a UK P....

What Jersey is doing must happen EVERYWHERE around the UK. It is an absolute disgrace that British  Local Authorities have allowed organisations like GREENWICH LEISURE LTD and Fusion Lifestyle to operate hundreds of “cashless” sports and leisure centres. These facilities are OWNED by Local Authorities. They ought to be offering ALL residents of the communities they serve Payment....

A Jet2.com and Jet2holidays  spokesperson told Travel Gossip: “We are always looking at ways at improving and enhancing our award-winning onboard experience and we are running this [“cashless”] trial with that in mind.” Eh?! “Cashless” enhances ZERO, apart from the profits of card schemes! Think again, Jet2! You will be hearing from us.

Sourc....

The first line of this “Research Briefing” for MPs, made available in the House of Commons library last week: “People are relying less on both physical cash and traditional bank branches..” So basically anti cash/ anti bank branch propaganda from line one. Did it ever occur to the “researchers” to examine why US bank JPMorgan Chase & Co. have more branche....

Well done to City of York Council ! They consulted the public, listened - and changed their plans. All York car parks will NOT go “cashless”! Just as well - when the UK Payment Choice Act becomes law, ALL car parks will be legally obliged to accept cash payments. So City of York Council have saved themselves the cost of switching back to cash acceptance! Source: yo1radio.co.uk/new....

According to some, imposing “cashless” on the British public would somehow be “progress”? Removing CHOICE is never “progress”. In the case of payments, all other payment methods require technology to work and for third-party authorisation to be forthcoming. We all know that technology often does NOT work - and that third-party authorisation is sometimes denie....

The coalman’s son, Richard, who runs World of Inks on Lavant Street, has shared his father’s annoyance and sums up the position perfectly. He said:  “This cashless thing really frustrates me. When card readers or the WiFi go down there’s always a sign saying cash only. We should still have the freedom to be able to use card or cash.” Well said, Richard! 100% c....

Another great story from Martin Quinn  of the Payment Choice Alliance on GB News, this time about how much love there is for cash on Valentines Day! Give your ❤️❤️❤️❤️❤️❤️ to cash - or you might well lose it. What becomes of the broken hearted?  They run out of cash FOREVER! Source: gbnews.com/money/cash-use-access-bank-bran....

A very good interview here with Vincent Jennings, CEO of Ireland’s Convenience Stores and Newsagents Association (CSNA). Even before the Irish governments legal measures come into force, compelling retailers to accept cash, Vincent is proud to say that none of his 1500 members are “cashless” and that “it’s a fool that turns down money”. It’s great to hea....

A great quote from a resident of Andover: "A “cashless” bank is like a car without brakes, useless." So that’s what Barclays customers think about the “cashless” branch they have been offered as a consolation prize, after the real branch closed. Hardly surprising, when visiting their nearest proper branch now involves a 35 mile round trip… Rishi Sunak needs ....

Cash gives us FREEDOM - but some businesses and those in government want to take freedom away from us. Choice is something that is precious. As we grow up, maturing into adulthood, one of the great pleasures is being able to choose for ourselves what we do. Now, however, there is an increasing trend to businesses and the “Authorities” to try to dictate to us. There is still time to....

Well done to this cafe owner! A 10% discount is given to customers using cash! Quite right too! Discounts for using cash are common around the planet - including in the United States. Think about it. In the country which is the home of Visa and Mastercard, businesses - such as petrol stations - charge customers LESS when they use CASH! The British public - WE - are being conned into believin....

This pub is rated the best in London - and the owner believes Cash is King! A brilliant combination! The owner of the pub has clearly worked out what his customers want and need - and he knows how to deliver it! Well done to him! Source: telegraph.co.uk/money/consumer-affairs/london-best-pub-fighting-back-war-on-cash-skehans-nunhead

Many customers of this cafe have rejected “cashless” - and they are absolutely right to do so! And up and down the country, exactly the same thing is happening. The British public have had enough of “mustn’t grumble”. Now the message is “accept our cash or you will never see us again”. The mighty Asda think they will get away with going “cashless....

This is more brilliant news for the Irish public! Last week, the Irish government brought in Payment Choice regulations which give the Irish public the right to spend their cash when they want to do so, in many thousands of shops around the Irish Republic. This week, it’s the Bank of Ireland who deserve a massive round of applause for looking after the Irish public! The Bank of Ireland ar....

This is brilliant news from Ireland! New “access to cash” laws will make it compulsory for supermarkets and pharmacies to accept cash. A great quote in this article from the minister of finance, Michael McGrath. “We must recognise the important role that cash continues to play in all our lives, and this is a role I am determined to protect.” Note “ALL OUR LIVES&rd....

In the last sentence of his article, this American professor states unequivocally that the simplest way of avoiding financial exclusion is to pass a law compelling businesses to accept cash. Absolutely correct. And that no doubt is one reason why 71% of British adults - the electorate - told YouGov they want such a law passed. In a UK election year, do those 40 million potential voters matter? ....

There is a lot of anger amongst the British public at the moment. The Post Office scandal has shaken the faith of many in the quality of British justice and government. Rishi Sunak can win back some of the trust of the British public by refusing to allow “cashless” to be imposed on the UK. Time is running out fast though, with a General Election looming later this year… Sour....

Ireland banning “cashless” is surely the beginning of the end for “cashless” in the UK. It would be absolutely crazy if a few yards across the border in the Irish Republic you can insist on having your cash accepted BUT back in Northern Ireland you can’t! Rishi Sunak can prove that he is not as out of touch as he sometimes seems by announcing the same measures in th....

Cheshire East council is considering scrapping cash payments in car parks? They claim it would save £100k a year? The fact is that councils are all over the place in terms of claimed savings via “scrapping” cash acceptance in car parks. Oxford council said the saving was £12k. Do these figures include a “cashless”, no options, future where the card and digit....

It will be a great pity if the excellent Sainsbury's Bank is sold to a Big Five High Street (?) bank. We - the British public - need more choice, not less. A proliferation of App banks is NOT enough to meet the wants and needs of everyone in the UK. Let’s hope we see Sainsbury’s Bank signs over ATMs in our High Streets for many years to come! Source: bbc.co.uk/news/business-68....

The installation of a new cash machine is now about as rare as the sighting of a Golden Eagle in Hyde Park! Even the heavily-hyped Cash Access UK “Bank Hubs” mysteriously don’t have ATMs? This when ATMs delivered £81 BILLION to the British public in 2023, OVER 90% of the total amount of cash used in the UK last year! The reason for this lack of ATM installations? The fe....

Michael Gove, Minister for Communities, wrote to every Local Authority in 2023 telling them they must accept cash in their car parks. Every Local Authority in the UK should know by now that a Payment Choice Act will be in place by 2025. Yet some misguided Councils are STILL switching their car parks to “cashless”. This is yet another British Public Scandal, with ratepayers money bei....

The Swedish government has clearly had quite enough of the commercial banks dictating to the Swedish public by trying to impose “cashless”. In 2019, the Swedish government advised ALL Swedish residents to keep some cash at home to deal with emergencies. In 2021, a law came into force compelling the banks to provide cash services to their customers. Soon the Swedish government will a....

The British public continue to want cash! Over 90% of us continue to use cash, whether rarely or every day. Over 70% of adults told YouGov recently that they want a law passed giving them the right to use cash, when and where they choose. There are only two issues. 1. The Big 5 High Street (?) banks, who hold the funds of over 50 million British adults, don’t want to give our money back ....

A quote from this article: “When people then buy those things with a card it makes it a lot harder to meet your mark-up - to the point where you wonder if it's worth it because you’ve made so little profit on it.” There is not a shadow of a doubt - “cashless” would destroy small businesses. So it is NEVER going to happen. Source: [link]....

Rishi Sunak, Jeremy Hunt, Keir Starmer and Rachel Reeves need to be paying attention to what is happening in the United States. States and cities around our “Special Relationship” partner are passing Payment Choice laws, giving the public the right to use their cash, when and where they choose. YES. In the United States, the birthplace of Visa Mastercard Apple Bank Google Pay, &ldquo....

Nationwide Building Society is providing excellent service to their Members & the British public in general. The figures are even more impressive than they seem at first glance, because even with a welcome policy of keeping branches open, Nationwide Building Society has actually seen a reduction in their own ATM numbers since January 2022. So the real increase in cash withdrawals per ATM wil....

GREAT news for cash! Because those under 25 years of age who are now using more cash abroad are very likely also to be increasing their use of cash in the UK! Source: [link]

Almost unbelievably, the UK bank branch closure has cut so deep that some people now have to travel over 60 MILES to their nearest bank branch! “Customer Service”? Some High Street (?) banks clearly don’t know the meaning of the word! Source: [link]

Two very savvy mums reveal just how much money they save by shunning contactless and using cash - and it’s a LOT! Source: [link]

The amount of cash dispensed by ATMs in the UK on 22 December 2023 was £460 million. This is the busiest day at UK cash machines since before the pandemic, when £471 million was withdrawn on 28 February 2020. And when one adds the extra £10 million withdrawn over Post Office counters on 22 December, demand for cash was identical to that February 2020 pre pandemic level. So des....

It is all too easy to feel helpless. As we enter 2024, there are so many major problems in the World today where surely no individual living in the UK feels they can make a difference. So perhaps it is time to STOP thinking GLOBAL - and START thinking LOCAL! Around the UK, “High Streets”, the shopping streets in towns and villages which used to buzz with excitement, are falling quie....