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In December 2017, LINK Scheme Ltd created a “World First” when announcing that there were too many ATMs in the UK. LINK - ultimately beholding to the big banks - stated that this was costing those banks “a fortune”. Leicester Town Centre was highlighted as the location most over supplied with ATMs. LINK said they would reduce payments to ATM operators so that major cit....

What a timely story from Australia, highlighting how an Australian post office is “begging” the public to deposit cash to safeguard the ability of the post office to offer cash withdrawals. The last bank branch in Queenstown had closed the week before. Timely because the Financial Conduct Authority is holding a review next week of what is happening to access to cash in the UK. The PC....

There is an ongoing campaign to stigmatise cash and those who use it. A charity participating in this campaign is Crimestoppers Trust They highlight the “dangers” of cash-only businesses and ask the public to look out for “individuals displaying unexplained wealth or expensive lifestyles” and using “high-value bank notes”. In fact, the UK does not have any &ld....

You have to admit that the “cashless” brigade keep on trying. They fund a massive French PR agency Havas to orchestrate their attempts to push the UK towards “cashless”. This enables them to obtain media coverage for nonsense. Ironically, Havas couldn’t run the same anti Public Interest campaign in France, because “cashless” is BANNED by law in France, ....

Only 75% of UK adults use mobile banking, despite the fact that 93% of them could ( because they have smartphones). That means that around 10 million adults are choosing NOT to use mobile banking, despite all the hype of the financial services industry, orchestrated by UK Finance and French PR giant Havas. It is wonderful that so many members of the British public can exercise their personal fre....

This is NOT protecting access to cash - its little more than window dressing! LINK have done 1173 “assessments” of communities left without banks in one year and only “recommended” 86 Banking Hubs! Which means in only 7% of cases are communities getting Banking Hubs. This is NOT properly protecting access to cash - it’s little more than Window Dressing! Why is thi....

Absolutely brilliant research work by the European Central Bank on the enduring importance of cash. The Bank of England will be viewing this research with envy - and great interest. I love this quote: “This crisis-driven demand for cash stems from its fundamental attributes: it offers distinct psychological and practical utility, explaining its well-documented global staying power.” ....

What a terrible “process” to get a Banking Hub. A MP bumps into the CEO of LINK Scheme Ltd at a “do” in Parliament, one thing leads to another - and Golspie, a town with a population of only 1300, secures a “review” of “access to cash”. Best word to describe this? FARCE. When YouGov conducted a survey of MPs recently, they found that 98% of MP&rs....

A cash-only ice cream kiosk in a threatre. Who would use that - according to LINK ATM Scheme, few people carry wallets anymore so how can they carry cash? Oddly, not a problem at the Alhambra Theatre in Dunfermline last week, where everyone seemed delighted to use cash to get their delicious Lucas Ice Cream. After exhaustive research on-premises, it was found that even those who did not carry w....

This quote exposes the terrible inadequacies of the current review system in relation to cash access: “The requirements the body LINK Scheme Ltd recommended the new service should have include a free deposit and cash withdrawal service for personal accounts and businesses, allow for a mix of coins and notes to be deposited and withdrawn, and be open for a MINIMUM OF THREE DAYS FOR FIVE HOUR....

Ron from the PCA talks to Lola from UNISON about the vital role cash and payment choice play in Britain today. Source: youtube.com/watch?v=RNfKA9GjOnU

Extracts from a story by Jeff Prestridge for The Mail on Sunday on 7 September 2025.

The Payment Choice Alliance (PCA) does what it says on the tin. It campaigns passionately for people to be given the right to choose how they pay for goods when out shopping, travelling on a bus, having a drink in a pub or at a football match. That means cash or card, not just 'card only',....

Ron Delnevo talks to Mandy from the RMT Union about the importance of allowing the public to use cash, including on trains. Source: youtube.com/watch?v=UwkVpu35vK8

Ron Delnevo talks to Debbie from the National Education Union about the importance of cash in helping children to understand the value of money. Source: youtu.be/pSL9dBv86NI

Wonderful coverage in the Manchester Evening News of the work of Steve Speakman, chairman of the Manchester Civic Society, to ensure cash survives as a Payment Choice for everyone living in Manchester. Steve is also a great supporter of the Payment Choice Alliance. Source: manchestereveningnews.co.uk/news/greater-manchester-news/all-should-wary-losing-its-32388022.amp

It was wonderful to read in the Jersey Evening Post that Deputy Montfort Tadier, who chairs the Jersey Economic and International Affairs Scrutiny Panel, is interested in pursuing a referendum on Jersey to let the public decide if Jersey businesses should be legally obliged to accept the publics cash. PCA Chair Ron Delnevo was delighted to appear before Monforts panel recently. Ron urged the pane....

The Bank of England is holding an event about payments that doesn’t have cash on the agenda - and invites prominent members of the anti-cash mob to participate. Not worthy of two minutes attention, let alone two days. This agenda is dictated by fear. The fear of being left behind. The headlong rush sparked by such fear has characterised the insane inflation of all the economic “Bub....

The important point is that J D Weatherspoons DO accept cash, in over 800 pubs, unlike so many other businesses. Particularly disgracefully, many public-funded not-for-profits and charities who are members of the Association for Cultural Enterprises do NOT accept cash. The Payment Choice Alliance is pressing the UK government to make the provision of public funding conditional on the British pub....

The power misguided governments gave to the “Big Five” Banks - those banks rescued by the British public in 2009 - has left us today with community financial services in TATTERS, as Dan Vevers highlights in his excellent Scottish Daily Record article. Edzell, a community of 800 residents, had a bank branch for 150 years before Lloyds Banking Group closed it in 2016, removing the ATM a....

This article in The Times is meant to be mildly amusing. It is simply rather patronising. Frankly, it is boring to have such commentators supposedly “sympathising” with those who need or want to use cash, as if such people are somehow outliers. Whatever such commentators think, say or write, the UK is NEVER going to be “cashless”, whether or not businesses, banks or the ....

The usual nonsense from so-called “experts”, advising against carrying much cash and urging people to use cards. Extensive travellers and cash users know better. Payment preferences need never be inhibited by any rules about how much cash can legally be carried. The danger is that the public pay heed to such “advice” and are swayed against carrying or using cash. Another....

Nice article in the Daily Express. The Post Office Ltd research findings includes a list of thirty examples of where/when the British public like to use cash. That’s a long list. It’s simpler to conclude that members of the British public frequently choose to use cash, when and where they are allowed to do so. That’s explains why only 8% of people responded in LINK Scheme Ltd....

Only £600 a MONTH can be deposited! Who are Lloyds Bank kidding? Far, far too low - and far too long delayed. How much credit does a surgeon deserve who carries out a minor procedure, knowing major surgery is required to save the patients life? The desire to limit what British citizens can do with their cash is what shines through from this low deposit ceiling. Around a decade ago, LINK....

There is a huge push by the government of Vietnam to eliminate cash use, basically reimagining this nominally “communist” country as a Digital Dictatorship. This hype claims that the country is second behind only China in terms of “cashless” transactions, which is almost certainly nonsense, given the population of Vietnam is only around 7% of its huge neighbour. Vietnam i....

What the graph show is that there are less than 35,000 Free-to-Use ATMs in the UK today. This means that 20,000 Free-to-Use ATMs have been lost since January 2018. A 36% fall, in addition to the 2 Bank Branches lost EVERY DAY in the same period. One impact of this massive reduction in ATM numbers is that around 4 million British adults face AT LEAST a two mile round trip to find free cash access....

The yawning shortfall in the number of Banking Hubs is undermining many communities around UK, though that will be no consolation to Sioned Williams in the Swansea Valley. Hundreds of communities that should have Banking Hubs are not simply getting them. Taking a wild guess, it would seem likely that by the end of 2025 LINK Scheme Ltd will have nominated slightly more than the 250 sites for Bank....

Kenya takes action to legally guarantee cash is accepted. Every one of the UK’s immediate neighbours has already taken steps in the same direction. Meantime in the UK, where a LINK Scheme Ltd survey just revealed that 71% of British adults see cash as vital for personal freedom, a government run by The Labour Party tries to maintain the position that the whim of individual businesses dicta....

Unfortunately, this sentence badly undermines the value of the potential US cash acceptance legislation: “The proposal provides an exception if there is "a device that converts cash into prepaid cards" without any fee.” The vast majority of those who WANT to use cash already have cards. They don’t WANT to buy another one using cash. I have seen this nonsense first hand in New....

Excellent survey carried out by YouGov for LINK Scheme Ltd. Congratulations to LINK for asking the right questions, ones the UK’s Regulators have NEVER asked. How about this for a verdict of the British public: “71% see cash as vital for personal freedom.” Or this “67% feel cash gives them the reassurance to fully understand the cost of what they are paying for.”....

A quote about a rise in rural prosperity in India: “The significant increase in currency in circulation points to a strong recovery in rural economic activity". For all the strenuous efforts of the misguided Indian PM Modi to “demonitise” India, along with the hype about the digital payment system UPI, cash remains vital in India. “Cashless” is dead in India, thoug....

HM Treasury says they are monitoring what is happening in other countries in relation to cash acceptance. In reality, Payment Choice Alliance - founded in 2014, three years before UK Finance - has been gathering international precedents for years and informing HM Treasury accordingly. New Zealand has now been added to the long list of countries where it has been recognised that the public requir....

HM Treasury doesn’t seem to know the extent of the “cashless” problem in the UK? Luckily, the Payment Choice Alliance does. Take the Royal Shakespeare Company. Chaired by Shriti Vadera - who used to Chair Santander UK - the Royal Shakespeare Company accepted over £17.5 Million of the British publics money last year in the form of Government funded grants, via the Arts Co....

Ron Delnevo talks to Paulette Edwards on BBC Radio Sheffield about the wonderful new banknotes the Bank of England are planning! Source: youtube.com/watch?v=V8lyZpukpC0

No wonder the Bank of England are prepared to invest in the design of banknotes - why wouldn’t they keep such a popular and relevant product fresh and interesting? In 2015, the Bank reported that there were £60 billion of banknotes in circulation. In 2025, this amount has jumped to £86 billion. Thats an increase of 43%, despite the slow down during the pandemic. Of course, if....

This was the headline on Saturday 12 July on the UK Treasury Committee website: “Bank of England commits to monitoring cash acceptance on an ongoing basis.” The Bank of Englands commitment to the “monitoring” of cash acceptance consists of, from 2025, expanding its data collection with a SINGLE new question seeking to understand the impact on an individual of a business re....

Cash ALWAYS works - IF accepted. Cineworld Cinemas go “cash only” in Ipswich, messaging their potential customers "Please do book your tickets at the tills as online booking are not going through currently.” Isn’t it lucky that we still have cash on which to rely. Cash, which NEVER crashes or necessitates the message: “Please do book your tickets online. Cash isn&rs....

Only 4.8% of businesses in the Netherlands refuse to accept cash - a much lower figure than in the UK - yet the Netherlands Government have passed legislation guaranteeing that the publics cash will be accepted. Why have the British Government, led by Keir Starmer, not given the British public a similar right? THEY NEED TO LEGISLATE NOW TO ADDRESS THIS OBVIOUS FAILURE. Also, isn’t it wond....

Excellent article by Dan Vevers, Chief Reporter of the Scottish Sunday Mail. Scottish banknotes are seen by many Scots as part of their national heritage and identity. Since the Declaration of Arbroath in 1320 - “It is in truth not for glory, nor riches, nor honours, that we are fighting, but for freedom – for that alone, which no honest man gives up but with life itself” - Sco....

Of course, everyone should keep some cash at home, if they can afford to do so. Systems failures are INEVITABLE. Cash ALWAYS works, as a payment method, store of value and means of exchange. Most of the cash nominally in circulation in the UK is actually already used as a store of value - in fact, more than £50 Billion of the £80 Billion plus of banknotes issued by the Bank of England....

These research findings from the Payment Systems Regulator are more proof that there is continued strong use of cash for payments by the British public, across the board. Those who seek to pretend that these figures are anything but strong evidence of the enduring public use of cash are simply being disingenuous. 37% of adults between 18 and 35 reporting that they used cash once or more in the l....

Hardly surprising to read this in the Daily Express NatWest revealed recently that 6 million adults in the UK only use cash to run their lives and 19 million use cash to budget their finances. The Advertising Standards Authority should ban advertisements placed by Visa, Mastercard, Apple and other purveyors of cards and apps showing users smiling. Why would people be smiling as they sink furthe....

This move to safeguard cash accees in Ireland follows recommendations from Ireland's 2022 Retail Banking Review. Irelands Minister for Finance Paschal Donohoe said: "Cash remains a preferred form of payment and continues to play an important role in our economy. This bill will put in place a framework that will ensure sufficient and effective access to cash infrastructure is available in the....

Cash is Queen! One can well believe that Her Majesty used her own £ when having a flutter! And it might also be said - tongue in cheek - that the King would have been a right charlie not to follow in his mums regal footsteps at Royal Ascot last week! Anyway, good to see this positive story about cash in The Times. They quote NatWest as saying 8% of people solely use cash - that equates t....

The figures in this article show just how popular cash is WHEN THE PUBLIC ARE ALLOWED TO USE IT. Look at these figures: “A total of 650,934 transactions were made in the town’s car parks during 2024/25 – just over 100,000 [more] than the previous year. Cash payments was the preferred choice of payment, with 495,346. That was followed by app payments (105,442) and card payments ....

The lovely Fairy, working in a podiatrist in Edinburgh. Fairy tells us why she - along with many of her customers - prefer cash and how sad it is that youngsters in shops sometimes can’t count! Fairy certainly keeps the younger generation on their toes - and has it nailed down that being able to count is an important tool for living. Time to get arithmetic back on the school curriculum? ....

Staggering quote from Bank of England here: “Even in the UK, there will be times where networks are down and you can only be paying in cash.” Victoria Cleland of Bank of England said “that consumers want cash to be there but they’re not necessarily using it” “Not necessarily using it”? Keeping cash at home IS “using it”. Cash is “used....

The lovely village of Shaldon in Devon, at its heart demonstrates how cash should be treated by British businesses - with the utmost respect. The photograph shows a sign in the excellent London Inn, located opposite the bowling green and close to the beach in this quaint estuary community. “Please pay cash when you can” is all the Landlord asks, later thanking those who do so for &ld....

Interesting article, revealing that Gen Z are returning to cash to get control of their finances. This backs up insights from NatWest Bank research, which revealed last week that there has been a recent increase in cash use by 25 to 35 year olds, perhaps connected to the various IT meltdowns, data breaches and other technological failures that have been experienced in the UK and elsewhere in the ....

A quote from this awful story: “Cashless stores will be a key focus area at the 2025 Retail Technology Innovation Hub Innovation Awards.” Winning awards in 2025; illegal by 2026. East of England Co-op should be ashamed of themselves for imposing “cashless” on their customers - and at a Railway Station, which is subsidised by the British public? Did they ask their 177,00....

The UK Government announces a “Defence Review” and the creation of at least six more armament factories. However, it is not just shells and missiles needed to protect the British public. Nordic Governments - and, more recently still, the Netherlands Authorities - have moved quickly to advise the public to keep cash at home as a defence against cyber attacks and other systemic threats....

The existing process Banking Hub location selection process, which has failed to provide Banking Hubs in Barrhead and Neilson, is not working to best serve the Public Interest. As the Payment Choice Alliance has made clear for sometime, there should be an automatic provision of a Banking Hub, with a 24/7 ATM, automated cash deposit facilities and other in-person financial services, in every UK com....

Ron Delnevo tells Julia Hartley-Brewer on Talk that the UK Government MUST stop treating the British public as Second Class Citizens. Source: youtube.com/watch?v=J_NwfiNq7M0

Exciting April 2025 cash numbers from Post Office Ltd, especially in relation to counter services. And we can provide a more detailed analysis, demonstrating just how important a role Post Offices play in UK cash circulation. Let’s look at cash deposits first. The year-on-year increase in cash deposit numbers was an impressive 5.3%. The average value of cash deposits, personal and busine....

Lilian Greenwood, the Minister for the future of roads, is the only MP actually mentioned as backing this “Universal Parking App”. Lilian is quoted as saying that this app will be introduced at “no cost to the tax payer”. BUT what the Minister does NOT say is at “no cost to motorists”. Why? Because, as the AA rightly makes clear, “those opting to pay by....

The Financial Conduct Authority reveal that: * 25% of adults have low financial resilience. * 21% of adults have less than £1000 in savings on which to fall back. These figures equate to 14 million and 12 million respectively. It has been reported elsewhere that 16 million adults in the UK use cash to budget their finances as best they can. In commenting on these figures the Financial C....

This needs to be thoroughly investigated by the Department for Work and Pensions (DWP). Claimants should not be facing particular questions about cash use. Millions of people, claimants and many others, prefer to use cash since it helps them to budget more carefully. The implication is that if you use a card or digital for 100% of your purchases, that’s ok with the DWP As one claimant ma....

A classic quote from a councillor at St Albans City & District Council. “It was always our intention to find a way for people to pay by cash although modern parking machines do not allow this.” The truth? Many councils ARE installing “modern parking machines” which DO accept cash payments. St Albans City & District Council clearly simply did not want to buy this....

Without cash, there can be no “cash only” to fall back on, to save the day for the British public. No cash = no ability to buy the basics of life - food; medicines; travel. When will the HM Treasury, Financial Conduct Authority and Bank of England recognise this easy-to-understand reality? To speak of one day every member of the British public being “digitally included” ....

Great support from Jeff Prestridge at This Is Money for cash and payment choice. And a brilliant quote from Jeff: “Two years ago, 71 per cent of British adults surveyed by Payment Choice Alliance said they would like to see a law passed guaranteeing that they could use their cash when and where they choose. If I had been asked to participate, I would have given the same answer. Two years ....

This is GREAT news from Uber! They have recognised the will of the British public - and given them the choice to use cash for the first time. It has only taken them 13 years - but at least it demonstrates that they now believe in the future of cash in the UK. Since they already offer cash acceptance in over 50 countries, this is Uber recognising that the British public are NOT second class citi....

Payment Choice Alliance Chair Ron Delnevo tells Laura Maxwell and Gary Robertson on BBC Radio Scotland this morning that the Treasury Committee has let down the British public - 40 million of them - by kicking cash acceptance laws into the long grass, instead of recommending immediate action.

A weekend - and no Free-to-Use ATM available to provide access to cash for the 15,000 residents of Wellington in Somerset. Why not? Because the Banking Hub provided by Cash Access UK in the town doesn’t have a 24/7 ATM. When you ask the "Authorities" why this has been allowed to happen, it's always someone else's responsibility. One word to describe this response? PATHETIC. G....

Does anyone REALLY believe these cyberattacks can be stopped? Yes. The same type of people who tell us that “World Poverty” can be ended. Sloganisers, one and all. The truth is that if the British public had realised the problems they would face through online fraud and hacking, they would never have adopted the new technology. Marks and Spencer continued to struggle for days last....

Ron Delnevo tells Anna Cookson on the BBC Radio Kent Wake Up Call show that “cashless” MUST be banned on Stagecoach buses!

You do have to laugh at some of this “wisdom”… "If you have a significant amount of physical bills on hand, you may be more tempted to spend on 'extras' that you otherwise would avoid." Isn’t it hilarious that reality is turned on its head to suit the self-serving script of the anti-cash brigade? Cash kept at home for “emergencies” is NOT subject t....

Interesting report from the Banque de France. A quote: “The vast majority of French people continue to value cash and recognise its many advantages. Lastly, they also consider cash accessibility and acceptance to be very satisfactory.” If the Bank of England ever did a similar survey of the British public the results would be very similar - EXCEPT it is highly unlikely UK residents ....

Great article by Ruth Comerford at BBC News! A mere 58 years after the planets first ATM was installed in the UK, some are finally installed on Tuvalu. The Moon has been visited and Concorde has come - and gone - whilst the public in Tuvalu have waited to see an ATM. Those living on the nine islands that make up this nation are joyously celebrating- but the rest of us should be ashamed of the t....

Ron Delnevo and the BBC’s James Cannon Discuss Why The Public In Surrey - And EVERYWHERE else - Deserve Payment Choice. Source: youtu.be/7x6oWg_K_Wg?si=QSxEaWVZkacFXOUV

It is pointless to have a debate about whether cash is king, even though around the planet it overall remains the most used payment method. The crucial issue is ensuring using cash remains available as a CHOICE - an option - FOREVER. Why is that important? Let’s not bother with a long list of reasons today. We can simply covet it with the observation that usually, when you hear the words....

A quote: “On April 7, Abdullahi Musa Huseini, a make-up artist also known as Amuscap, was sentenced to six months in prison for throwing 100,000 naira, worth £50, at his wedding.” Such “cash throwing” was long a tradition at Scottish weddings, in a country whose residents are famed for their generosity… This action by the Nigerian government is part of a lon....

In Slovakia, businesses are urging customers to use cash to avoid new bank charges. Isn’t it wonderful that this option exists? Without cash being available as an option, banks and card schemes can basically charge what they like. Which is no doubt why, in July 2023, the Slovakian Government took the step of strengthening the constitution to guarantee that the public would have their cash ....

A quote from this article about the award-winning Imperial Garden Chinese Restaurant in Plymouth in Devon: “The decision to only accept cash payments came after the restaurant was twice stung by fraudsters who ran up huge bills and paid via a fraudulent online account. The restaurant ended up unable to collect the money.” The restaurant has no problems with its customers - there are ....

What is shocking about this article is that it has taken so long for The London Standard to notice the rip-off inflicted on cash users who use the London Underground! Overcharging those using cash to buy tube tickets has been going on for many YEARS- now they charge around times the card price to travel one stop using cash. Transport for London has got away with this type of rip-off for two deca....

There’s been a lot of brilliant PR in recent weeks about Banking Hubs. The fact is, however, that the promise to deliver only 350 Banking Hubs by 2029 remains unchanged. Let’s be crystal clear.. Those 350 promised Banking Hubs CANNOT fill the gaps created in community financial services provision by the disappearance of around 8000 bank branches. It was quite wrong for a Government ....

So MORE drivers prefer using cash for their parking than any other payment method BUT councils are still switching car parks to “cashless”? Many people who contact the Payment Choice Alliance to are sick and tired of the preferences - the wishes - of the public being totally ignored. It’s all very well for AA members to suggest drivers boycott “cashless” car parks -....

Kate Osborne is a great supporter of cash, Payment Choice - and Banking Hubs. None of this is surprising. Kates constituency has over 70,000 registered voters, many of whom need or want to use cash. They are part of the huge group of over 40 million voters who are demanding that a UK law is put in place in 2025, to guarantee their right to use their cash, when and where they choose. When it come....

Very interesting study, commissioned by the Deutsche Bundesbank. A quote: “The findings indicate that from the consumer perspective in Germany, the costs of cash and that of the most cost-effective cashless alternative are similar. This means people in Germany can choose between paying in cash or by card depending on their preferences.” Sadly, the final sentence is NOT correct, UNLE....

A quote from this Daily Mirror article: “However, Full Fact clarifies that legally, shops have the right to refuse cash payments, if they choose to do so.” Correct. Which is why, as also reported in the article, the Payment Choice Alliance is calling for new UK legislation obliging shops and other businesses to accept the publics cash. This would give the British public the same gu....

A lady in Selkirk in the Scottish Borders saying she had to travel 10 miles to get cash -a twenty mile round trip. A shopkeeper determined not to be forced to accept cards, even though his customers are struggling to access cash. Only one 24/7 ATM servicing the needs of the town - and, hardly surprisingly, it often runs out of cash. All the towns bank branches and main post office have been clo....

Thanks to Jon Ungoed-Thomas at the Observer for this excellent coverage of the issues - and to Kate Osborne MP for highlighting the impact on her constituents and many others. When PM Keir Starmer is pulling together meetings with his fellow European leaders, as he needs to do frequently in these troubled times, he might reflect on the fact that so many of them have taken steps to compel business....

Wonderful to see charities like Disability Rights UK (DRUK) and the Royal National Institute of Blind People (RNIB) - and the people they support - speaking out to demand the UK Government introduces legislation to compel businesses to accept cash. There are 16 million people in the UK with some form of disability, so this is definitely not a fringe issue. The British public - including the 16 m....

Sir John Hayes CBE, the MP for South Holland and The Deepings for over 25 years, strongly support's cash and Payment Choice. Sir John pays in cash whenever he can and enjoys visiting the shops in his constituency, rather than giving his business to Amazon. Sir John sees the interaction between residents and local businesses as essential to fostering and maintaining genuine community life. ....

Great coverage of important issues from the Guardian, this time with Rupert Jones producing a first-class analysis of the risk posed to financial and societal inclusion by the increasing domination of smart phones and apps. True Payment Choice means being able to use cash, cards and apps, when and where you choose. And that is what we - ALL OF US - are going to get in the UK, very soon. Source:....

Good to see the Treasury Committee out and about, seeing for themselves the importance of cash and Payment Choice. When did HM Treasury itself last bother to genuinely consult with the public and small traders in the streets and in the markets of the UK? NEVER. Some of the traders speaking to the Treasury Committee in Darlington reported that 90% of their sales continue to be in cash - but this....

What a great quote! “As long as the public still WANT banknotes, we will still provide them” Nick Mclaren, Head of the Future of Money Division, Bank of England That one word - WANT - signifies a great victory for the British public. For years, the future of cash was framed as a diminishing NEED, with the underlying message being that soon cash wouldn’t be NEEDED, given all th....

It was excellent that BBC TV Scotland covered the recent increase in cash use. The PCA Chair Ron Delnevo was very happy to discuss the statistics and stress once again that over 45 MILLION British adults WANT to continue to have the option to use cash. Cash is NOT a fringe issue! Source: youtube.com/watch?v=eakELfDx8DU

The owners of the lovely Dunham Barns tearooms in Cheshire have made an appeal to their customers to use cash to help them survive rising costs.   The Payment Choice Alliance hopes ALL their customers listen to - and act on - this heartfelt appeal.  Use cash - YOU know it makes sense! Source: cheshire-live.co.uk/news/chester-cheshire-news/village-tearooms-makes-heartfelt-cash-309....

There is now no point in trying to stop banks closing their branches. The Which ? Campaign to save such branches has clearly failed. 8000 have been lost in the last decade. The last realistic opportunity to stop bank branch closures was ended at the December 2019 General Election, an election which saw the Labour Party pledge to stop banks closing their branches. They lost - so the banks accel....

Contact foodbanks? Did you ever in your life expect to see this advice for customers who have been let down by a banks IT failures? However, to reassure: “Our ATMs are unaffected by this technical issue so customers can withdraw cash to make payments." Only IF their customers cash is accepted by retailers and other businesses! Emma Reynolds, Economic Secretary to HM Treasury, should be ....

Sweden - another country that knows that legislation is required to protect the status of cash, including universal cash acceptance. Well done to the Sveriges Riksbank for supporting legislation. Let’s see the Bank of England , Payment Systems Regulator and Financial Conduct Authority show a similar regard for the Public Interest as they develop the UK’s National Payments Vision. A....

Another victory, as the campaign against “cashless” gathers strength! Well done to Wakefield Council for putting the Public Interest first - and to Tony Gardner at the BBC for breaking the story. 2025 is going to be a hugely important year for cash and Payment Choice in the UK. By the end of this year, legislation MUST be in place to guarantee the British public can spend their cash....

The Payment Choice Alliance has already sent a letter of welcome and congratulations to Emma Reynolds, the new Economic Secretary to HM Treasury. It was on Emma’s desk when she arrived for her first day in her new role. Emma, who first entered Parliament in 2010, should be a breath of much needed fresh air at 1 Horseguards. In her previous role as Pensions Minister, Emma Reynolds pledged ....

This headline in The Guardian misses the point. Supporters of cash as a Payment Choice are NOT looking for any “crown” to be restored. They simply want to be able to use their cash, when and where they choose. It was Mastercard that announced their “War on Cash” in 2010. Supporters of cash did not reciprocate by declaring a “war” on cards- there are enough wa....

Post Offices still handle only a relatively small percentage of the total cash circulating in the UK. However, their share of the cash market is increasing every year, as bank branches and ATMs disappears. That’s why the Payment Choice Alliance believes the Post Office needs a ten year contract from British banks, guaranteeing revenue for a decade and allowing the Post Office to invest in ....

Good article by Rupert Jones at the The Guardian. But there is no surprise. Nationwide Building Society have kept their branches open and their ATMs operating. The British public - their 17 million customers and everyone else - know they can rely on Nationwide for cash. Cash was not dying of natural causes -the public not wanting to use it; cash was the victim of attempted murder. That is ove....

It’s only the 6th of January and already brilliant news for cash and Payments Choice! The Netherlands's will soon be the latest of the UK’s neighbours - joining Belgium, Denmark, France, Norway and Spain - to give their citizens the legal right to spend their cash, when and where they choose. The mandatory acceptance provision was included in anti-money laundering legislation and....

This is an absolutely shocking story. Britannia Hotels Ltd have apparently decided to inflict “cashless” on customers at some or all of their 53 hotels. At their hotel in Portland Street in Manchester on the 2nd of January 2025, a lady with mobility issues and memory difficulties was refused the right to make a £1.20 payment in cash and initially told her booking would not be h....